Does 99 Cent Store Take Apple Pay?

The 99 Cents Only Stores, commonly known as the “99 Cent Store”, is a popular American chain of discount variety stores. With over 390 locations across the western United States, the 99 Cent Store offers extreme bargains on a variety of household goods, grocery items, seasonal products, and more. But does 99 Cent Store take Apple Pay?

Does 99 Cent Store Take Apple Pay?

Apple Pay is a mobile payment service from Apple that allows users to make contactless payments in stores, apps, and on supported websites. It uses near-field communication (NFC) technology to securely transmit payment information when an iPhone or supported Apple device is held near a contactless reader.

To use Apple Pay, consumers simply hold their supported iPhone, Apple Watch, iPad or Mac near a contactless reader with their finger on the side button on iPhone X or later models. No need to open an app or even wake your device to pay. Apple Pay is simple, secure and fast for in-store checkout.

Does 99 Cent Store Accept Apple Pay?

Yes, most 99 Cent Store locations accept Apple Pay as a method of contactless payment. Customers can use an iPhone, Apple Watch, iPad or Macbook that has Apple Pay enabled to scan and checkout items by holding their device near the contactless reader at checkout.

This allows for fast, simple and secure checkouts using Apple Pay’s tokenization system that keeps your actual credit or debit card details private. Instead, a unique Device Account Number is assigned and encrypted for your security.

How to Use Apple Pay at 99 Cent Store

Using Apple Pay at 99 Cent Store checkout is easy. Simply shop for items as usual, take them to the cash register when ready to pay, then follow these steps:

  1. When the cashier provides the total, double click the side button on your iPhone X or later to bring up your default card. Face ID or Touch ID may be required.
  2. Hold the top of your iPhone near the contactless reader until you see Done and a checkmark on screen. You’ll also hear a beep confirmation from the reader.
  3. Show the cashier yourDevice Account Number on screen to confirm the last four digits matches their receipt if requested.

And that’s it! Your 99 Cent Store purchase is now complete using Apple Pay. It’s the fastest checkout possible while keeping your card details safe. No need to bring your physical wallet if you have Apple Pay set up.

Apple Pay Security and Privacy

Apple Pay utilizes secure tokenization so merchants never actually receive your credit or debit card number. Instead, a unique Device Account Number is created specifically for that transaction.

Even if hackers were somehow able to intercept the number, it couldn’t be tied back to your financial accounts or personal details. This makes Apple Pay extremely safe for contactless purchases.

Additionally, every transaction requires user authentication through either Face ID, Touch ID or passcode on applicable Apple devices for extra security. This also ensures only you can approve payments.

Apple also does not track what you buy with Apple Pay or store any transaction details. So you can confidently use Apple Pay at 99 Cent Store without compromising your privacy.

Tips for Using Apple Pay Successfully

  • Update to the latest iOS software for any bugs or optimizations
  • Enable Apple Pay settings in Wallet app
  • Register compatible credit, debit, rewards cards
  • Add eligible cards to Wallet for easy access
  • Double click side button quickly when ready to pay
  • Hold iPhone near top-center of contactless reader
  • Leave device near reader until you see Done checkmark
  • Show last four digits to cashier for receipt if needed

Key Takeaways

  • Most 99 Cent Stores accept Apple Pay via user’s iPhone, Apple Watch or other supported device
  • Customers simply hold device near top-center of contactless reader to pay
  • Secure tokenization transmits payment without exposing card details
  • Double click then authenticate with Face ID or Touch ID to complete
  • Apple Pay transactions are extremely secure and maintain user privacy

Paying for 99 Cent Store items is now even more affordable and convenient with Apple Pay acceptance. Just look for the contactless or Apple Pay logos at checkout then swiftly scan your device to pay and be on your way. Give it a try next time you visit the 99 Cent Store!


Apple Pay provides 99 Cent Store shoppers with secure, private, and highly convenient contactless payments. With device authentication safeguards in place, customers can swiftly checkout items without needing to bring their physical wallet or expose personal financial information. As Apple Pay expands to more retailers, it continues to transform everyday shopping by merging security with simplicity.

Frequently Asked Questions

  1. What stores accept Apple Pay?
    Apple Pay is accepted at most major retail stores such as Walgreens, CVS, Target, Walmart, Best Buy and 99 Cent Store. Any contactless reader typically accepts Apple Pay.
  2. Can I use Apple Pay without an iPhone?
    Apple Pay works on recent iPhone models, Apple Watch paired to iPhone, newer iPad models and latest Macbooks with Touch ID. An Apple device with biometric or passcode authentication is required.
  3. Is Apple Pay safer than using a credit card?
    Yes, Apple Pay is more secure than using physical credit cards since it uses tokenization. Each transaction has a unique ID rather than your actual credit card number, expiring after each purchase.
  4. What do I need to set up Apple Pay?
    To set up Apple Pay, you need an eligible Apple device such as an iPhone, iPad, Mac or Apple Watch. You also need to register at least one supported credit, debit or prepaid card in your Wallet app.
  5. How do I pay with Apple Pay in stores?
    To pay in stores, simply double-click your iPhone’s side button when ready to pay. Hold iPhone near the contactless reader with your finger on the side button until you see a Done checkmark.
  6. Can the cashier see my credit card information when I pay with Apple Pay?
    No, the cashier never sees your actual credit card details or account information when you pay with Apple Pay. Those details stay private through tokenization.
  7. Is Apple Pay free to use for purchases?
    Yes! There are no fees to use Apple Pay itself. However, any standard credit card transaction fees from your provider may still apply per purchase.
  8. Can someone use my lost iPhone to make purchases with Apple Pay?
    No. For security, each Apple Pay transaction requires user authentication via Face ID, Touch ID passcode, or other verification method depending on device.
  9. Can minors use Apple Pay?
    Yes, as long as parental/guardian permissions are set up correctly for the minor’s account in Wallet app. Appropriate use and transactions should be monitored.
  10. What happens if my Apple Pay payment doesn’t go through successfully?
    If an Apple Pay payment fails for some reason, simply try the transaction again or use an alternate payment method. Check supported card limits as well.
  11. Is Apple Pay available outside the United States?
    Yes! Apple Pay is steadily expanding worldwide. Check Apple’s website to see the most up-to-date list of supported banks and regions.
  12. What credit cards work with Apple Pay?
    Popular card issuers that work with Apple Pay include Citi, Chase, Wells Fargo, Bank of America, Capital One, American Express and Discover cards. Debit cards and prepaid card support continues to grow.
  13. Can I receive cash back when using Apple Pay?
    Yes, if the retailer offers cash back with purchases, simply request cash back amount as normal during your transaction. No differences versus using physical card.
  14. What do I do if my card gets declined by Apple Pay?
    If your card gets declined, check for insufficient funds or credit availability on that account, out of network use, expired card, or provider fraud monitoring flags. Contact issuer.
  15. Is Apple Pay worth using compared to my contactless card?
    Apple Pay offers top security via tokenization versus regular contactless cards, without exposing financial information. It is absolutely worth using on supported Apple devices.
  16. Do I still get rewards points and benefits when using Apple Pay?
    Yes! Any rewards programs, points, miles, discounts or special financing offers tied to your card still apply when using Apple Pay.
  17. How do I add another device to Apple Pay?
    Open the Wallet app, tap the “+” icon, then follow prompts to add eligible credit/debit cards stored on that new iPhone, iPad, Apple Watch or Mac device to use for Apple Pay.
  18. Are Apple Pay receipts different than for credit cards?
    No difference. Digital and physical Apple Pay receipts show last 4 digits of Device Account Number used, transaction total, location, date, etc. just like regular credit card receipts.
  19. Is Apple Pay available on Android or Windows devices?
    Apple Pay is proprietary to Apple platforms only. However, Android and Windows devices have their own similar mobile wallet payment systems for contactless checkout.
  20. Can I use Apple Pay at self checkout registers?
    Yes! More and more self checkout stations now accept contactless payments through Apple Pay and other mobile wallets. Simply scan items as usual, tap Apple Pay when prompted, then hold iPhone near reader to complete purchase.

Leave a Comment