Does Culver’s Take Apple Pay?

Culver’s is a popular fast food restaurant chain known for its Butter Burgers, frozen custard, cheese curds, and more. With mobile payments on the rise, a common question from customers is “Does Culver’s Take Apple Pay?”

Does Culver's Take Apple Pay?

What Payment Methods Does Culver’s Accept?

Culver’s accepts the following payment methods at all of its restaurants across the country:

  • Cash – Culver’s accepts cash payments.
  • Credit Cards – Culver’s accepts major credit cards from providers like Visa, Mastercard, American Express, and Discover.
  • Debit Cards – A debit or ATM card with a major card logo like Visa and Mastercard can be used.
  • Gift Cards – Culver’s offers physical and digital gift cards that can be purchased and reloaded.
  • Mobile Payments – As of 2022, Culver’s has rolled out Apple Pay to accept contactless mobile wallet payments.

So in summary, Yes Culver’s does take Apple Pay now through the mobile wallet functionality at participating locations. Keep reading to learn more about using Apple Pay at Culver’s.

How to Pay with Apple Pay at Culver’s

Paying with Apple Pay at Culver’s checkout is easy and convenient. Simply follow these steps:

1. Set Up Apple Pay

  • To use Apple Pay, you need an eligible Apple device like an iPhone, Apple Watch, iPad, or Mac.
  • Add an acceptable credit, debit, or prepaid card to the Wallet app.
  • Enable Apple Pay settings and card verification.

2. Order Food and Initiate Payment

  • When ordering at the counter or drive-thru, select your payment method.
  • Or if using a self-order kiosk, choose Apple Pay on the payment screen.

3. Tap or Scan Your Device

  • On an iPhone or Apple Watch, hold the device near the payment terminal.
  • Double click the side button and authenticate with Face ID or Touch ID.
  • Or hold an iPad or Mac near the contactless reader to pay.

That’s it! Payment will quickly process using Apple Pay and your food order is complete.

Benefits of Using Apple Pay at Culver’s

Paying with Apple Pay at Culver’s offers the following benefits:

  • Fast Checkout – Apple Pay is very quick, avoiding the need to dig out your physical wallet.
  • Convenience – Works seamlessly with eligible Apple devices you already have.
  • Security – Uses tokenization and Face/Touch ID for robust payment security.
  • Rewards Tracking – Apple Pay works with your existing Culver’s Rewards account.
  • Contactless – No need to touch terminals in light of health situations like COVID-19.

As more customers seek digital and contactless payments, Apple Pay is a great fit for the Culver’s experience.

Which Culver’s Locations Have Apple Pay?

As of early 2023, Culver’s has rolled out Apple Pay technology to over 600 locations across the country. Checks of individual restaurants show Apple Pay works at many spots in:

  • Wisconsin
  • Illinois
  • Minnesota
  • Florida
  • Michigan
  • Ohio
  • Tennessee
  • Texas

And additional states are actively adopting the capability. Contact your nearest Culver’s to inquire if they accept Apple Pay yet. Corporate locations and newer stores are the most likely to have the latest systems.

Tips For Using Apple Pay at Culver’s

Here are some useful tips to ensure Apple Pay works seamlessly when you order Butter Burgers and frozen custard:

  • Enable Express Transit – Turn on the Express Transit setting so payment happens instantly without requiring Face/Touch ID each time.
  • Add Multiple Cards – Save more than one credit or debit card in your Apple Wallet for payment flexibility.
  • Charge Your Device – Check your iPhone, Apple Watch, or other battery level to prevent mid-order power loss.
  • Update Software – Run the latest iOS or watchOS updates for key bug fixes and performance improvements.
  • Ask Cashiers – Restaurant employees can share specifics if you have issues using Apple Pay on a given visit.

Key Takeaway

In 2022 and 2023, Culver’s actively invested in rolling out Apple Pay acceptance to 600+ restaurants with more locations joining all the time. When visiting your local Culver’s store, look for the Apple Pay sign, QR code placards, or NFC-enabled payment terminals to tap and pay for your food orders conveniently using your iPhone, Apple Watch, iPad or Mac device wallet.


As mobile payments gain mainstream adoption, Culver’s now accepts Apple Pay as a secure, quick and contactless way to pay when picking up the chain’s popular Butter Burgers, custards and cheese curds. Simply look for Apple Pay marks when you visit any Culver’s or ask employees if contactless payments are accepted to have the option to tap and go using your Apple device. With Apple Pay rolling out nationwide across their restaurants, Culver’s makes enjoying your food even easier and more convenient.


  1. Is Apple Pay available at every Culver’s location?
    No, Apple Pay is not available at every Culver’s yet. As of early 2023, over 600 locations accept Apple Pay and more are being added – contact your nearest restaurant to confirm.
  2. What food items can I purchase with Apple Pay at Culver’s?
    You can purchase the full Culver’s menu with Apple Pay including burgers, custard, sides, beverages, kids meals and more in-restaurant or drive-thru
  3. Is there a minimum amount I have to spend to use Apple Pay?
    No, there is no minimum order amount to use Apple Pay at Culver’s. You can use it on small or large orders.
  4. What devices work with Apple Pay at Culver’s?
    The latest iPhones, Apple Watches, iPads and Mac laptops with Touch ID or Face ID and iOS/watchOS updated can use Apple Pay at supported Culver’s.
  5. Is Apple Pay safer to pay with versus cash or cards?
    Yes, Apple Pay offers robust security with tokenization and biometrics authentication versus carrying cash or physical cards vulnerable to theft or fraud.
  6. What if my local Culver’s doesn’t accept Apple Pay yet?
    If your nearest Culvers does not accept Apple Pay yet, you can still pay with traditional cash, credit/debit cards or Culver’s gift cards until mobile payments are added.
  7. Will my Culver’s Rewards account work if I use Apple Pay?
    Yes, when paying with Apple Pay any Rewards points or discounts will still apply to your account and order as if you paid another way.
  8. How old do you need to be to use Apple Pay at Culver’s?
    There is no age requirement for using Apple Pay at Culver’s, however you typically need to be 18+ to open a bank account and manage your linked payment card.
  9. Can I add a Culver’s gift card to Apple Pay?
    Unfortunately Culver’s digital gift cards cannot be added directly to Apple Pay. But you can apply gift cards to your restaurant bill and pay the remainder with Apple Pay.
  10. Is Apple Pay available for online orders or the Culver’s app?
    No, at this time Apple Pay is only accepted for in-person orders at the checkout counter or drive-thru window when tapping your device.
  11. Do I have to unlock my phone every time I pay at Culver’s?
    Typically not – if you enable Express Transit mode there is no required unlocking with Apple Pay each order.
  12. What if I have technical issues using Apple Pay at checkout?
    Politely alert the cashier – they can process another payment method while noting the issue to their technical support to improve the Apple Pay systems.
  13. Where is the NFC payment spot on drive-thru terminals?
    Look for the contactless symbol on the screen or reader devices mounted to help guide where you tap an iPhone, Watch, iPad or Mac.
  14. Can I store multiple credit cards on my device to use at Culver’s?
    Yes you can add several payment cards to Apple Pay and toggle between them when you order at Culver’s.
  15. Do franchised Culver’s accept Apple Pay or only corporate stores?
    Both corporate and franchise locations may support Apple Pay – acceptance ultimately depends on the technology upgrades specific restaurants have invested in.
  16. Are there special Apple Pay offers for Culver’s customers?
    Currently Culver’s does not have any exclusive deals for using Apple Pay instead of other payment types when you make purchases.
  17. Will Apple Pay allow my orders to earn My Culver’s Rewards points?
    Yes paying with Apple Pay does not impact earning points or redeeming offers from the MyCulver’s Rewards program when ordering.
  18. Is it easier to pay with Apple Pay versus pulling out my physical wallet?
    Yes – Apple Pay allows swiftly tapping your iPhone, Apple Watch or other device you already have in hand rather than fumbling for cash or cards in a wallet.

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