Does Target take Apple Pay?

Target offers Apple Pay as a convenient, secure contactless payment option for customers. Apple Pay allows you to use supported Apple devices, such as an iPhone, Apple Watch, or iPad to make quick and easy payments in Target stores, in the Target app, and on

Does Target take Apple Pay?


How to Set Up Apple Pay on iPhone and Apple Watch

Setting up Apple Pay to use at Target is fast and simple. Just follow these steps:

  1. Open the Wallet app on your compatible iPhone or Apple Watch.
  2. Tap the “+” icon to add a credit or debit card.
  3. Use your device camera to scan your card or enter the details manually.
  4. Follow the prompts to enter additional information like billing address.
  5. Read and agree to the Terms & Conditions.
  6. Verify your identity via text message or call.
  7. Upon activation, your default card will show in Wallet.

You can repeat steps 2-6 to add other cards for use with Apple Pay.

Checking Out With Apple Pay at Target

Using Apple Pay at Target checkout is very quick and easy:

  • In store: Unlock your iPhone and hold it near the contactless reader by the pin pad. A subtle vibration and beep confirm the payment. Authorization may require Face ID, Touch ID, or passcode.
  • Target app: Select Apple Pay as the payment method and use Face ID, Touch ID, or passcode to authorize.
  • Choose Apple Pay payment option to authorize with iPhone, iPad, or Mac.

No need to open apps or even wake your device to pay using Apple Watch. Simply double click the side button and hold the watch face to the reader.

Apple Devices Compatible With Apple Pay at Target

You can use the following Apple devices to check out with Apple Pay at Target stores, on, and in the Target app:

  • iPhone XS, iPhone XS Max, and later models
  • Apple Watch Series 1 and later
  • iPad Pro, iPad (5th generation and later), iPad Air 2, and iPad Mini 3 and later
  • Macs with Touch ID support or Apple Silicon chip

Tips for Using Apple Pay at Target

Follow these tips for the smoothest experience using Apple Pay at Target:

  • Save time at checkout by adding your Target Record to Apple Pay for an extra 5% off eligible purchases.
  • Activate Express Mode on your Apple Watch to keep your default card ready without authentication.
  • Add multiple cards to your Apple Pay wallet and change between them anytime. Great for keeping personal and work expenses separate!
  • Make sure your iPhone has sufficient battery charge before shopping. Battery below 20 percent may interfere with Apple Pay.
  • The cashier cannot process partial payments with Apple Pay. Be prepared to pay the full amount or use another form of payment.
  • Have a backup Visa, Mastercard, AMEX or PayPal in your wallet for when you run into payment issues with your iPhone.

Key Takeaways on Apple Pay at Target

  • Target accepts Apple Pay nationwide at checkout and in apps, allowing iPhone, iPad, Mac, and Apple Watch users to pay conveniently and securely.
  • Setting up takes just a few minutes. Compatible devices include iPhone XS models and later, Apple Watch Series 1+, iPad 5th Gen+, and select Macs.
  • Payment is lightning-fast by holding your device near the contactless reader. Authentication varies by device with Touch ID, Face ID, passcodes, double click, etc.
  • Customers can add multiple debit and credit cards to Apple Wallet to alternate between personal, work, and Target Records seamlessly.
  • Keep your iPhone battery charged sufficiently before paying with it. And have a backup physical payment card on hand in case you run into any issues.

Using Apple Pay at Target makes checking out easier for savvy Apple users who value speed, organization, and security in payments. It’s among the most convenient payment methods Target offers.


Target accepts Apple Pay nationwide in stores, online, and within its app due to customer demand for modern payment technology. Virtually all newer model iPhones, Apple Watches, iPads, and Macs with Touch ID or M1 chips can enable Apple Pay thanks to built-in NFC antennas.

The process takes just minutes to set up by adding your credit and debit cards to Apple Wallet. Users find Apple Pay payments to be very fast and secure using biometrics for authentication. And with the ability to add multiple cards, you can easily separate personal and work expenses.

Overall, Apple Pay provides Target shoppers with one of the quickest and most convenient checkout options available. Just remember to have an alternate payment method on hand in case your Apple device has a low battery or other issue.

FAQs on Apple Pay at Target

  1. Does Target take Apple Pay in store?
    Yes. Target accepts Apple Pay within all retail stores at contactless checkout terminals.
  1. Can I use Apple Pay at Target self-checkout?
    Yes, Target self-checkout registers have contactless readers compatible with Apple Pay.
  1. Does Target offer Apple Pay online?
    Yes. You can pay online at using Apple Pay with compatible hardware.
  1. Can I use Apple Pay with the Target app?
    Yes. The Target app accepts Apple Pay for app purchases and reloads.
  1. Is Apple Pay free to use at Target?
    Yes. Using Apple Pay does not incur any fees at Target checkout.
  1. Is Apple Pay secure for Target purchases?
    Yes. Each transaction generates a unique digital token so your card details stay private and protected.
  1. What Apple devices work with Apple Pay at Target?
    iPhone XS and newer, Apple Watch Series 1 and newer, newer model iPads (5th Gen+) and Macs with Touch ID or M1 chip.
  1. Does my Target Record work with Apple Pay?
    Yes. Add your Target debit or credit Record to Apple Wallet to get an extra 5% off eligible Apple Pay purchases.
  1. Can I earn Target Circle offers when using Apple Pay?
    Yes. You still earn qualifying Circle offers when checking out with Apple Pay at Target.
  1. Can I use more than one Apple Card with Apple Pay at Target?
    Yes. Add multiple debit cards, credit cards, and gift cards to Apple Wallet and toggle between them when paying.
  1. Do I need to open the Apple Wallet app to use Apple Pay at Target?
    No. For iPhone and Apple Watch payments under $25 you may not need to even wake your device’s screen.
  1. Can I use Apple Pay at Target if my iPhone battery is low?
    Apple Pay may fail under 20% iPhone charge. Have an alternate payment ready if phone dies.
  1. Can I make partial payments with Apple Pay when shopping Target?
    No, Target does not process partial Apple Pay payments so far. Be prepared to pay total balance due.
  1. What if my Apple Pay payment fails at Target?
    Have an alternate Visa/Mastercard payment card, Target gift card, or Target Record ready to complete your purchase instead. Cash is also accepted.
  1. How old do I need to be to use Apple Pay at Target without parent permission?
    You need to be at least 13 years old to add debit/credit cards per Apple’s terms. 18+ for credit cards.
  1. Can minors use Apple Pay at Target with parent permissions?
    Yes, those 13-17 can use debit cards added to their device with guardian approval.
  1. Does Target offer any discounts for using Apple Pay instead of cards?
    No, Target does not currently offer any exclusive discounts for choosing Apple Pay over physical card payments.
  1. Is Apple Pay safer to use than paying with cards at Target?
    End-to-end encryption and unique transaction tokens make Apple Pay exceptionally secure for purchases.
  1. Do I need to carry my physical Target Records if I register them on Apple Pay?
    No, you don’t need physical Records once added to Apple Wallet, but it’s a good backup if Apple Pay fails.
  1. Can I add multiple Target gift cards to Apple Wallet for easy access at checkout?
    Yes. Consolidate Target gift card balances to Apple Wallet for secure access, tracking, and redemption.

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