Does Trader Joe’s Take Apple Pay?

Apple Pay is a mobile payment service that allows users to make purchases in stores using supported iPhone and Apple Watch devices. Trader Joe’s does not currently accept Apple Pay as a payment method in its stores. However, Trader Joe’s accepts several other common payment types.

Does Trader Joe's Take Apple Pay?

Trader Joe’s Accepted Payment Methods

Trader Joe’s accepts the following payment methods in all store locations:

  • Cash
  • Visa credit and debit cards
  • Mastercard credit and debit cards
  • Discover credit cards
  • Personal checks
  • Trader Joe’s gift cards
  • SNAP EBT (with some limitations)

So while Apple Pay is not supported, you still have several payment options to choose from when shopping at Trader Joe’s. Credit cards are the most widely used payment method.

Reasons Trader Joe’s May Not Take Apple Pay

There are a few potential reasons why Trader Joe’s does not currently accept Apple Pay:

  • Cost of technology – Integrating Apple Pay requires retailers to install special near-field communication (NFC) point-of-sale terminals. The cost of new hardware may be prohibitive.
  • Slow user adoption – While growing, Apple Pay still has relatively low usage compared to credit cards. Trader Joe’s may be waiting for more widespread consumer adoption.
  • Demographic factors – Typical Trader Joe’s shoppers may be slow to adopt new payment tech compared to early-adopting groups. This could reduce the benefit of accepting Apple Pay.
  • Technical challenges – Integrating Apple Pay into POS systems designed for grocery retail brings some unique challenges that can deter retailers.

However, it’s possible Trader Joe’s is simply taking a “wait and see” approach as they evaluate options. Consumer demand for Apple Pay acceptance could motivate them to integrate it in the future.

Tips for Paying at Trader Joe’s Without Apple Pay

Even if you’re an avid Apple Pay user, you still have good options for easily paying at Trader Joe’s:

  • Use contactless credit cards – Many general purpose credit cards now offer contactless payment through services like Visa PayWave. Just tap to pay!
  • Carry a Trader Joe’s gift card – Purchasing one of these cards and preloading it with funds can make checkout fast and easy.
  • Use self checkout – Skip the line and ring up your purchases yourself. Self checkout stations accept all major cards.

Following one of these suggestions will ensure you can still checkout smoothly at Trader Joe’s without Apple Pay.

The Future of Apple Pay at Trader Joe’s

There’s still a chance Trader Joe’s will add Apple Pay support in the future as it becomes more widespread. But for now, you’ll need to plan around not having it as an option.

Be sure to check if any policy changes happen by contacting your local Trader Joe’s store periodically. Customer interest is the best way to show demand.

And continue using secure contactless payments methods like PayWave cards to checkout efficiently in the meantime! The options allow easy, contactless purchasing without Apple Pay.

Key Takeaway: Trader Joe’s does not currently accept Apple Pay in its stores due to potential cost and customer adoption factors. You can still pay conveniently using contactless credit cards, gift cards, or self checkout. Check back periodically to see if Apple Pay support changes.


While Apple Pay’s convenience makes it appealing for customers, Trader Joe’s has held off on accepting it for now. The good news is you still have several solid payment options available for easy checkout during your TJ’s shopping trips.|-+
Consider using a contactless credit card, gift card, or self checkout lane on your next visit. And let customer service know if you’d like to see Apple Pay become an option at Trader Joe’s someday.

Frequently Asked Questions

Q: Does Trader Joe’s accept any contactless payments?
A: Yes, Trader Joe’s accepts contactless credit cards like Visa PayWave. But branded contactless services like Apple Pay and Google Pay are not accepted currently.

Q: Can I use Apple Pay on the Trader Joe’s app or website?
A: No, Apple Pay is not accepted as a payment method on the Trader Joe’s website, mobile app, or in stores.

Q: Why doesn’t my local Trader Joe’s store take Apple Pay?
A: Trader Joe’s has not integrated Apple Pay across any of its store locations. Common reasons may include technology costs, waiting for consumer demand to grow, and challenges meeting grocery retail sector requirements.

Q: What’s the best way to pay at Trader Joe’s if I normally use Apple Pay?
A: The top options are using a contactless credit card, Trader Joe’s gift card, or self checkout instead. These provide easy checkout without needing Apple Pay.

Q: When will Trader Joe’s start accepting Apple Pay?
A: It’s unclear if/when they might add support. Check back periodically with customer service to see if acceptance policies have changed based on any increasing customer demand.

Q: Does Trader Joe’s take Google Pay or Samsung Pay?
A: No, unfortunately Trader Joe’s does not currently accept Google Pay, Samsung Pay, or any other branded mobile wallet apps besides Apple Pay at this time.

Q: Can I use Apple Pay at Aldi stores?
A: Yes, Aldi does accept Apple Pay as a payment method since 2020. So Apple Pay is an option when shopping there.

Q: If I have an Android phone, what’s the best payment method to use at Trader Joe’s?
A: Your best options are paying with a contactless Visa or Mastercard credit/debit card, Trader Joe’s gift card, or using self checkout lanes.

Q: Does Whole Foods accept Apple Pay?
A: Yes, Whole Foods, which is owned by Amazon, accepts Apple Pay across all locations.

Q: Where can I view Trader Joe’s accepted payment methods online?
A: Trader Joe’s lists accepted payment types like Visa and Mastercard on its Contact Us page. But they do not provide an official list only of accepted mobile/contactless payments.

Q: Can I call a local Trader Joe’s store to ask about Apple Pay?
A: Yes, you can call your neighborhood Trader Joe’s location to ask an employee if they currently accept Apple Pay. But policies are unlikely to vary between stores.

Q: I shop at Trader Joe’s a lot. How should I request they add Apple Pay support?
A: The best method is speaking to customer service and submitting feedback saying you’d highly prefer to see Apple Pay offered as a checkout option based on your shopping frequency.

Q: Is Trader Joe’s planning to accept Apple Pay soon?
A: Trader Joe’s has not announced specific future plans to accept Apple Pay or contactless payments. Check back for any policy updates.

Q: Can I use Apple Pay on self checkout terminals at Trader Joe’s?|
A: No, unfortunately the current Trader Joe’s self checkout stations still do not support contactless payments like Apple Pay as an option.

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