Why would I use Apple Wallet?

Apple Wallet allows users to conveniently carry digital versions of their credit cards, rewards cards, tickets, keys, and more safely on their iPhones. With just a tap or glance, users can pay, get into events, access transportation and buildings, attractions, and rooms. Here are the top reasons to use Apple Wallet and how it creates a faster, safer, and more Private digital wallet experience compared to using physical cards and passes.

Why would I use Apple Wallet?

Securely store cards and passes

Apple Wallet utilizes advanced privacy and security features to enable users to digitally carry the most sensitive information like credit and debit cards, rewards programs, tickets, keys and government identification.

  • Credit and debit cards added to Wallet use tokenization so actual card details are never shared with merchants.
  • Passes like tickets and rewards cards only share required info with vendors, nothing more.
  • Keys and government IDs also utilize advanced privacy protections tailored to the sensitivity of those data forms.

Pay quickly and conveniently

Through integration with Apple Pay, Apple Wallet enables contactless payments using supported iPhones and Apple Watch models.

  • Pay by simply holding your device near a contactless payment reader rather than digging out your physical wallet.
  • Authenticate payments securely using Face ID, Touch ID or passcode. There’s no need to show your actual cards to cashiers or insert them into readers.
  • View and manage recent transactions right in the Wallet app.

Access events and transportation seamlessly

Apple Wallet shines when you need to have tickets, passes, keys and cards readily accessible on the go to gain entry places or use services.

  • Display digital tickets to gain entry to concerts, games and flights by scanning your iPhone or Apple Watch.
  • Badges and corporate credentials can also be added for seamless building access without carrying work passes.
  • For public transit users, simply tap to pay for the subway or bus by adding a transit card into Apple Wallet.

Stay organized

Rather than frantically searching at the bottom of messy bags for the right payment card, Apple Wallet enables easy scanning to find the correct cards or passes.

  • View all passes in one glance organized by most recent or most used.
  • Dynamic notifications remind you which cards or passes are relevant right when you need them. Get pinged when near a concert venue where your tickets are stored or when your flight boarding pass becomes available.
  • Passes are automatically updated by partners should any details like gate numbers or seat assignments change.

How Does Adding Cards and Passes Work?

Adding cards and passes into Apple Wallet takes just a few taps. For new credit or debit cards, simply take a picture or enter details manually to add into Wallet. Existing physical cards can also be added through supported mobile apps from participating banks and financial partners by scanning card info. After digitization, the card is immediately available for contactless Apple Pay transactions and viewable in Wallet for easy organization and quick access.

The process works similarly for rewards programs, tickets, keys and identification cards. Through mobile apps from vendors like airlines, transit agencies and governments, users can add eligible passes by scanning QR codes or entering program numbers. Passes are then stored securely in Wallet, allowing users entry into relevant services and programs just by tapping or flashing their iPhones and Apple Watch devices. No need to juggle awkward paper tickets anymore!

Advanced Privacy and Security Protections

Protecting consumers financial information, location data, usage details and other sensitive information guides the design and technology behind Apple Wallet. Adding a credit or debit card into Wallet for example turns it into a digital Device Account Number encrypted and safely stored in the Secure Element chip. This unique, dummy card number is used to process Apple Pay transactions instead of actual credit card info.

So users get all the convenience of stored payment cards for swift checkouts without giving up privacy and security. Beyond payments, Wallet uses advanced cryptography and anonymous identifiers to privately gain access into events, transit programs and buildings without revealing unnecessary personal details. Partners and services only see minimal required information mandated on passes.

Main Features and Capabilities Overview

Review some key features available in Apple Wallet:

  • Credit and Debit Cards – Add physical cards to enable contactless payments through Apple Pay integration. View recent purchases right in Wallet.
  • Rewards Cards – Scan or enter loyalty cards from grocery stores, retailers and hospitality vendors to access discounts, coupons or points balances when shopping. Rewards info automatically updates in the background.
  • Tickets – Event organizers can issue digital tickets for concerts, games and shows into Apple Wallet that get scanned for entry. Super handy so tickets can’t get lost!
  • Student IDs – Many universities deploy student credentials into Wallet to allow tap access into buildings and pay at on-campus stores.
  • Keys – Now car keys and room keys can be added to access vehicles or hotel rooms. No more plastic hotel keycards or actual car keys to juggle!
  • Transit Cards – Transit agencies are beginning to support adding fare cards into Wallet for direct tap-and-go access into mass transportation like subways and buses without buying tickets.
  • Driver’s License – A digital version of approved state driver’s licenses and state IDS can now be carried in Apple Wallet as an accepted form of identification at select airport security checkpoints.

By adopting Apple Wallet, users can conveniently carry much of what’s in their physical wallets directly on their iPhones and Apple Watch devices. Just tap and be on your way!

Supported Devices

Paying with credit cards on iPhone via Apple Pay integration requires an iPhone 6 or later model. Apple Watch Series 1 or later supports both Apple Pay and general Wallet functions like scanning event tickets or public transit passes.

Users can still store credit cards in Wallet for online Apple Pay transactions even without supported devices for contactless payments at checkout. All tickets, rewards cards and keys get stored directly in iCloud so they remain accessible across iPhone, iPad, Mac and Apple Watch.

Get Started with Apple Wallet

Ready to start carrying your everyday wallet contents digitally? Begin by opening the Wallet app then follow these steps:

Add Credit or Debit Card

  • Tap the + icon in the top-right corner then select “Add Card”
  • Scan card by camera or enter details manually
  • Verify issued security code
  • Accept terms and the card gets stored right in Wallet!

Add Event Tickets

  • Tap the + icon then select “Add Tickets”
  • Open partner app like airline carrier, concert vendor or transit agency
  • Tap option to add eligible tickets into Apple Wallet
  • Ticket barcode now accessible from Wallet for entry scanning

Add Rewards Card

  • Tap the + icon then select “Add Rewards Card”
  • Search for merchant
  • Enter required reward program number or scan card if enable
  • Card image now stored in Wallet with points balance

Key Takeaways

  • Apple Wallet provides digital storage and access to credit cards, tickets, keys and more right on your iPhone or Apple Watch.
  • Security of personal information guides the design using advanced encryption, anonymous identifiers and data minimization.
  • Tap to quickly pay at checkout with credit cards, gain entry to events by scanning tickets, enter buildings with keys all without needing physical items.
  • Wallet enables convenience while also letting users maintain control with easy management of passes and toggling when they can be used for interactions.


For iPhone users who want the ultimate convenience while out and about without sacrificing privacy and security, Apple Wallet enables both. Avoid tickets getting lost or the hassles plastic hotel key cards by going digital. Long security lines at concerts or games become a breeze by flashing tickets in Wallet. Paying at checkout has never been quicker than tapping an iPhone or Apple Watch. As more partners join the ecosystem, Apple Wallet aims to be the only wallet users truly need – easily customizable right from their devices.


Frequently Asked Questions

  1. What information or cards can I add into Apple Wallet?
    Apple Wallet supports storing credit and debit cards, reward and loyalty cards, tickets, keys and identification like driver’s licenses. Transit cards, student IDs and corporate badges are also beginning rollout.
  2. Is Apple Wallet available on iPad or Mac?
    The Apple Wallet app only runs on iPhone and Apple Watch. But any items added like credit cards, tickets and rewards cards get securely synced to a user’s iCloud account. That allows the passes to still be accessible and viewable across iPad, Mac and other Apple devices logged into the same iCloud account even without the Wallet app installed on those platforms.
  3. Can I remove a card or ticket from Apple Wallet?
    Yes, any card or pass can be easily removed from Wallet at any time. Simply tap and hold an item then select “Remove” to delete it.
  4. Do all stores and venues accept Apple Wallet tickets?
    Adoption varies but Apple Wallet tickets generally get widely accepted at participating event venues, transit stations and buildings. Check ahead with your specific ticket issuer on Apple Wallet compatibility. Airlines, sports teams, concert organizers are among leading vendors supporting Wallet.
  5. Are credit cards in Apple Wallet safe to use?
    Extremely safe. Credit cards added to Apple Wallet utilize tokenization technology that replaces the actual card number with a unique token or digital identifier. That means the card number transmitted at checkout to process contactless Apple Pay purchases is different than the number on the physical card. This adds an additional security layer benefit.
  6. Can the contactless payment limits be increased above the defaults per transaction?
    Contactless payment limits are determined on the network level by the payment card industry so apply universally. Default per transaction limits are typically $100-$200 depending on country, but may be able to be increased by your issuing bank upon request in some circumstances.
  7. What iPhones work with Apple Pay from Wallet?
    Apple Pay requires an iPhone 6, iPhone SE (1st generation) or newer device model with iOS 12.1+. Users can still store the cards in Wallet even without Apple Pay contactless payment capability for online transactions.
  8. Can I hold more than one ticket for the same event in Apple Wallet?
    No. Apple Wallet allows storing one ticket per event. So for a group attending a concert for example, each person still needs their own individual Apple Wallet ticket scanned even if booked together.
  9. Do all US states support adding a driver’s license to Apple Wallet?
    Rollout of digital IDs in Apple Wallet has started gradually with Arizona and select TSA airport security checkpoints. Additional states will get added over time but for now is still limited.
  10. Can I set a preferred payment card in Apple Wallet to always default to paying at checkout?
    For physical store purchases, no card gets default priority status to always pay first with Apple Pay. Each transaction prompts to pick one payment card. But users can default a preferred card for web or in-app Apple Pay transactions in iPhone settings.
  11. Is there a way to show my Apple Wallet boarding pass when my phone is locked?
    Yes. Open your boarding pass then tap the share icon in the top right corner to access the boarding pass from iPhone lock screen for quick airport security scanning even if locked.
  12. Can concert tickets still be used in Apple Wallet if my phone dies before the event?
    Apple Wallet relies on remaining iPhone battery or internet connectivity to retrieve tickets stored in iCloud. If your battery dies fully before an event and cannot be charged, bring a paper printout as backup just in case.
  13. Where is the best place on my iPhone to tap for Apple Pay?
    Apple Pay works by holding your iPhone close to the contactless reader with the NFC chip. The NFC chip lives around the upper center of recent iPhones. But tapping the top edge of iPhone anywhere toward screen center typically provides enough range.
  14. Does Apple Wallet work for municipal or university transit cards?
    Yes, Apple Wallet supports select city transit cards like the Clipper Card in San Francisco or MTA Card in New York by adding those cards directly into Wallet to tap and pay on buses and subways. Campus cards for university buildings, libraries and payments are also beginning to integrate.
  15. Can I use Apple Wallet while traveling internationally?
    Yes. Any cards properly provisioned for international usage including appropriate network support should still enable transactions abroad. However, some Wallet capabilities may have country limitations depending on local infrastructure. Always check card issuer specifics for your trip details.
  16. Do all US airlines support mobile tickets in Apple Wallet for domestic flights?
    The largest domestic US airlines provide Apple Wallet integration at this point including American, Delta, United, Southwest, JetBlue, Alaska Airlines and others. Check your ticket confirmation details for the ability to add your boarding passes into Wallet.
  17. How are keys added to Apple Wallet for hotel rooms or connected cars?
    Participating hotel chains and vehicle manufacturers are building direct infrastructure to enable virtual keys into Wallet. So check app availability with your specific hotel, rental car agency or automaker. The digital keys then get securely added directly into Wallet.
  18. Can I hold my driver’s license and student ID card in Apple Wallet?
    Rollout has begun but is still limited. Currently just Arizona offers state-issued driver’s licenses in Wallet. Also a handful of universities allow adding student IDs. Additional states and campus partnerships remain in progress for wider availability over 2023-2024.
  19. Do all stores have working contactless readers to pay from Apple Wallet?
    Extremely widespread in countries supporting Apple Pay like the United States. But few smaller shops still may not. If unsure or a card won’t scan, merchants should still accept a physical card. Users can check accepted networks on readers. Common options like Visa, Mastercard, AMEX or Discover tend to indicate Apple Pay compatibility.

Leave a Comment