Does Hy-Vee Take Apple Pay?

Hy-Vee is a popular Midwest supermarket chain with over 280 stores across Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin. With the rise in popularity of mobile payment services like Apple Pay, Samsung Pay, and Google Pay, more shoppers are wondering: does Hy-Vee take Apple Pay?

Does Hy-Vee Take Apple Pay?

How Apple Pay Works at Hy-Vee

Yes, Hy-Vee does accept Apple Pay in all its stores. To use it, simply hold your iPhone or Apple Watch near the contactless payment terminal while checking out. A gentle vibration and beep will confirm your payment has been made using your default card.

Apple Pay uses NFC (Near Field Communication) technology to securely transmit payment information when held close to the contactless reader. This allows fast, convenient checkout without needing to pull out your physical wallet.

Supported Devices

You can pay with Apple Pay using the following Apple devices at Hy-Vee:

  • iPhone (6 or newer models)
  • Apple Watch (Series 1 or newer)
  • iPad (5th generation or newer)
  • iPad Pro
  • iPad Air 2
  • iPad mini 3

As long as your device has Touch ID or Face ID enabled with compatible hardware, you should be able to use Apple Pay at Hy-Vee.

Setting Up Apple Pay

Using Apple Pay at Hy-Vee is easy once set up. Follow these steps:

  1. Ensure your iPhone, iPad, or Apple Watch meets the minimum requirements to use Apple Pay.
  2. Open the Wallet app (or Apple Watch app if setting up on Apple Watch).
  3. Tap the “+” icon to add a debit or credit card.
  4. Follow the prompts to enter your card details or snap a photo of your card.
  5. Read and agree to the Terms & Conditions.
  6. Verify your identity and confirm with your bank or card issuer (may require extra authentication step).
  7. Start using Apple Pay at Hy-Vee for quick contactless payments!

You can add multiple credit and debit cards in Wallet for easy switching at checkout. Use your preferred card when paying and hold near the contactless terminal when prompted for payment.

Benefits of Using Apple Pay at Hy-Vee

Using Apple Pay instead of your physical wallet has many benefits for shoppers:

  • Faster checkout: No more fumbling for cards! Checking out is smooth with Apple Pay.
  • Remains secure: Your card details stay protected thanks to encryption and tokenization.
  • Easy to manage: Add cards easily in Wallet app, review recent statements and organize into folders.
  • Access linked cards: Can choose from different debit and credit cards linked to your Apple ID when paying.
  • Contactless: Avoid touching payment terminals other shoppers have used for a more sanitary experience.
  • Receipts: Email receipts make expenses reporting and tracking easier.
  • Rewards friendly: Still earn Fuel Discount rewards points on purchases.
  • Device flexibility: Set up on various Apple products for usage flexibility.

As you can see, Apple Pay improves the already convenient Hy-Vee shopping experience while keeping financial data safe.

Using Apple Pay at Fuel Pumps

Did you know you can use Apple Pay at the pump when fueling your car too? As long as the Hy-Vee Gas pump has contactless capability, just hold your iPhone near the reader to activate it. You can also pay at the pump then fill up without needing to specify an amount. Your card on file will be charged after fueling is done.

Using Apple Pay at the pumps means you won’t need to insert your card and risk skimmers stealing data. You also don’t need to touch greasy keypads other drivers have used. It’s faster and cleaner!

Grocery Pickup & Delivery

For online grocery orders at Hy-Vee, Apple Pay can be used when picking up orders or having them delivered if contactless payment was selected during checkout. Just have your iPhone ready to use at pickup or show to the delivery driver.

So not only does Hy-Vee take Apple Pay instore, but you can use it online then tap to pay upon receiving your groceries too!

Other Mobile Wallets Accepted

In addition to Apple Pay, Hy-Vee also accepts:

  • Google Pay
  • Samsung Pay

All contactless payment platforms use the same NFC technology and payment terminals. So you can easily tap to pay with any mobile wallet at Hy-Vee locations and fuel stations.

Key Takeaway

  • Hy-Vee accepts Apple Pay, Google Pay and Samsung Pay via NFC contactless payment terminals
  • Use your compatible iPhone, Apple Watch, iPad or other Apple device to tap and pay instantly
  • Securely pay without exposing card details thanks to encryption and tokenization
  • Still earn loyalty rewards and benefits like Fuel Saver + Perks when using mobile pay
  • Smooth, fast, and sanitary checkout compared to swiping physical cards

So don’t hesitate to use Apple Pay at your next Hy-Vee grocery run or gas fill up!


Hy-Vee conveniently accepts all the top mobile payment platforms – Apple Pay, Google Pay, and Samsung Pay. Using contactless payments like Apple Pay improves checkout speed, security, and earn rewards all the same.

With Apple devices only gaining popularity, the ability to tap iPhone and Apple Watch to pay makes shopping at Hy-Vee much more convenient. Less hassle and faster trips let you get on your way and enjoy payouts like Fuel Saver discounts.

So if you weren’t sure if you could use Apply Pay before visiting Hy-Vee, hopefully this article provided you all the key details around availability, setup, benefits and more. Just tap and go next grocery trip!


  1. Can I use Apple Pay at Hy-Vee pharmacies?
    Yes, you can use Apple Pay at Hy-Vee Drugstore and Pharmacy checkout counters by tapping your iPhone or Apple Watch when it’s time to pay.

  2. Do I need to show or hand cashiers my device?
    No, with Apple Pay there is no need to let cashiers physically handle your device. Just tap the payment terminal when prompted.

  3. Where can I see recent Apple Pay purchases and statements?
    Open the Wallet app, tap your card, then scroll down to see recent Apple Pay transactions, statements, and more details.

  4. Can I earn 5% cashback paying with Apple Pay?
    Unfortunately Hy-Vee does not offer increased cashback specifically for using mobile wallets. You earn normal rewards.

  5. Is there a maximum dollar amount for Apple Pay purchases?
    Most banks don’t enforce maximums. However, some merchants can set limits typically $200 or below if not supported.

  6. Do returns and exchanges still go to the correct card?
    Yes. Returns and exchanges will route correctly back to whichever debit/credit card was used, including via Apple Pay.

  7. Can I store digital versions of my rewards cards in Apple Wallet?
    Yes you can store barcodes for a seamless way to access rewards accounts, coupons or loyalty cards when checking out.

  8. Will double tapping the side button still activate Apple Pay?
    On new iPhone models, double tap will now trigger Apple Pay as a quicker access method apart from holding near terminals.

  9. Can I use Apple Pay at self checkout?
    Yes, Hy-Vee self checkout stations have contactless payment terminals ready for you to checkout with just your iPhone or Apple Watch.

  10. Is Apple Pay riskier than using my physical card?
    No, Apple Pay has more built-in security protections in place to keep your actual card number protected through encryption methods when making contactless payments.

  11. Do I need to show ID or sign receipts when using Apple Pay?
    Typically you will not need to show ID or sign receipts when tapping to pay with Apple Pay for smaller transactions just like using your card.

  12. Can someone use my lost or stolen device to make Apple Pay purchases?
    No, as long as you have Find My enabled, you can instantly lock access to Apple Pay if your device is ever lost or stolen to prevent unauthorized purchases.

  13. What if my rarely used Hy-Vee rewards card isn’t scanning at checkout?
    Try storing a barcode version in your Apple Wallet to easily access loyalty cards that cashiers often struggle to scan if they are worn or damaged.

  14. Can I receive personalized Apple Pay discounts or coupons?
    Possibly in the future, but currently Hy-Vee does not push targeted digital coupons or personalized discounts specifically to Apple Pay user. Everyone earns the same rewards.

  15. Is Apple Pay payment info ever stored on Hy-Vee’s payment system or servers?
    Absolutely not. Tokenization ensures your actual payment card details are never stored or transmitted to merchants like Hy-Vee. Data stays fully encrypted between your device, bank, and payment network.

  16. If my iPhone battery dies, can I still pay with Apple Watch or vice versa?
    Yes, as long as one device still has adequate charge, Apple Pay will work interchangeably across any paired devices thanks to syncing over iCloud.

  17. Can I store multiple cards on one device for different family members?
    Yes, the Wallet app supports storing multiple bank cards that can be selected during payment. Great for families sharing an iPad but needing separate payment sources.

  18. What if I’m not sure the payment terminal supports Apple Pay?
    Look for the universal contactless symbol which is a wireless symbol. If uncertain, just ask the cashier before holding your device near the reader. Most Hy-Vee checkout stations now support contactless payments.

  19. Do I have to authenticate every Apple Pay transaction with Face ID or Touch ID?
    Typically small purchases under $25 or $50 may not require biometric authentication. Over those amounts, you need to confirm payments with Face/Touch ID or passcode before the transaction can proceed.

  20. Can I switch between different rewards accounts during Apple Pay transactions?
    Unfortunately automatically switching reward accounts on the fly when tapping to pay isn’t supported. Choose your preferred loyalty card beforehand in the Wallet app.

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