Does Ingles take Apple Pay?

Ingles is a popular supermarket chain with over 200 locations across 6 southeastern states. With mobile payments like Apple Pay becoming increasingly common, many shoppers wonder whether they can use Apple Pay at Ingles.

Does Ingles take Apple Pay?

Yes, Ingles does accept Apple Pay at all store locations. As long as you have an iPhone or Apple Watch set up for Apple Pay, you can use it to make quick, secure payments in stores.

Apple Pay works through NFC (Near Field Communication) technology. Most modern Ingles cash registers have NFC readers built-in or connected. All you need to do is hold your iPhone or Apple Watch near the payment terminal to pay with your default card.

The payment process is fast, taking just a few seconds for verification. It’s also secure as your actual credit or debit card details are not shared with the store. Instead, a unique digital token is used to represent your device and account.

When Was Apple Pay Adopted at Ingles?

Ingles started accepting Apple Pay and other contactless payments like Google Pay in fall 2021. This coincided with the rollout of new point-of-sale systems to all stores.

The move reflected growing consumer demand for mobile wallet payments. By adopting Apple Pay, Ingles offers customers a faster, more convenient checkout experience.

How to Set Up and Use Apple Pay at Ingles

Using Apple Pay at Ingles checkout is very quick and easy once you have it set up. Here is a step-by-step guide:

Set Up Apple Pay

  1. Open the Wallet app on your iPhone or Apple Watch.
  2. Tap the “+” icon to add a credit or debit card.
  3. Use your device camera to scan your card or enter details manually.
  4. Follow the prompts to verify your card with your bank.

Use Apple Pay at Ingles

  1. Add items to your cart and go through checkout as usual.
  2. When prompted for payment, hold your iPhone near the payment terminal.
  3. Verify payment using Face ID, Touch ID, or double-click Apple Watch side button.
  4. You will see confirmation that payment was made using Apple Pay.

Make sure to position the top of your device a few inches away from the payment terminal for best results. The process uses NFC radio waves to transmit payment details securely.

Benefits of Using Apple Pay at Ingles

Using Apple Pay instead of physical cards or cash offers a few key benefits for Ingles shoppers:


  • Checkout is fast – no more fumbling through your wallet or entering numbers.
  • Great for shoppers already using iPhone/Apple Watch.
  • Don’t have to carry cash or cards around the store.


  • Actual card details not shared in stores.
  • Protected by device passcode/biometrics like Face ID.
  • Get added security benefits from your bank or cards.

Rewards & Cashback

  • Can still collect rewards points and cashback from your linked cards.
  • Lot of rewards cards adding Apple Pay support.

For quick trips, Apple Pay can make the entire shopping experience faster. And you get all the integrated security features with iPhone and Apple Watch like encrypted data transfer and Face ID.

It’s also supported on newer iPads as well if you want to carry a larger device instead. Overall it’s a secure mobile payment method offering a lot of convenience perks at Ingles stores.

Does Ingles Take Other Mobile Payments?

In addition to Apple Pay, Ingles also accepts:

  • Google Pay – lets Android device owners pay using stored debit/credit cards.
  • Contactless credit and debit cards – cards with NFC chip can tap to pay like mobile wallets.
  • Payment apps like PayPal (scannable QR code) and peer-to-peer apps like Venmo.
  • WIC and EBT (electronic benefit transfer) options for payment.

Ingles wants to support all the popular phone and card-based payment types now in use. So whatever digital payment platform you prefer, you’ll likely be able to use it at checkout.

The exception is older magnetic stripe-only cards – contact/contactless chip cards or mobile wallets would be required there. But most commonly used payment methods are accepted.

Tips for Using Apple Pay at Ingles

To ensure smooth sailing when checking out with Apple Pay at Ingles, keep these tips in mind:

  • Have your default card set up properly under Wallet settings.
  • Know your payment authorization method (Face ID, Touch ID, or double-click) beforehand.
  • Add rewards cards to Wallet if you want to retain points/offers.
  • Keep your device battery charged as Apple Pay won’t work without power.
  • Contact bank in case of issues with linked credit/debit cards backing Apple Pay.
  • If needed, be ready to provide a physical card or another payment method.

What If Apple Pay Doesn’t Work At Ingles?

In case you face issues using Apple Pay at Ingles like declined transactions or errors, here are some troubleshooting tips:

  • Make sure you have kept your iPhone near enough to the payment terminal during checkout. Movement shouldn’t be too quick either.
  • Confirm your cards don’t have issues with this store type under bank limits or Fraud Protection.
  • Check supported networks – Ingles accepts Visa, Mastercard, Discover and their respective mobile wallets.
  • If problems persist, try removing the card from Apple Pay wallet and adding it again after fixing any bank-side issues. Or use another payment method for now.
  • You can also ask the cashier for assistance or clarification on what went wrong.

For persistent technical issues, contact Ingles customer support or Apple. But in most cases, Apple Pay works reliably at Ingles so unclear declines are rare.


  1. Does every Ingles store take Apple Pay?
    Yes, all Ingles locations have systems enabled for Apple Pay and contactless payments.

  2. Can I use Apple Pay with credit and debit cards?
    Yes, you can add eligible Visa, Mastercard, AMEX, and Discover credit and debit cards to Apple Pay.

  3. Is there any transaction limit on Apple Pay at Ingles?
    No, you can use Apple Pay for purchases of any value. The payment method doesn’t impose any specific limits.

  4. Do I need to notify cashiers to use Apple Pay?
    No, just place your device near the payment terminal whenever prompted for payment. If needed, say it’s Apple Pay.

  5. Can I store Ingles gift cards on Apple Pay?
    No, Apple Pay only supports credit, debit, and some rewards cards right now.

  6. Can minors use Apple Pay at Ingles with family cards?
    Yes, there are no age-related restrictions on using Apple Pay linked to family accounts.

  7. Will my transaction data be shared with Ingles?
    No card details are provided to merchants – only verification tokens. Ingles will not have access to any financial data but regular transactions can appear on statements.

  8. Where can I see Apple Pay payment receipts from Ingles trips?
    Check the Wallet app’s Activity tab – you’ll see last transactions from Ingles. Emailed e-receipts may also have Apple Pay indicators.

  9. What should I do if I lose my iPhone with cards on Apple Pay?
    Use Find My app to lock or wipe your iPhone instantly. Alternatively, call bank to disable lost cards on Apple Pay by removing provisioned device token. This will protect your accounts on the stolen hardware.

  10. Can I collect gas points or Plenti rewards using Apple Pay?
    Yes, Apple Pay doesn’t interfere with reward program memberships. Remember to link your Plenti card or provide your alternate ID.

  11. Does Apple Pay work on self-checkout registers at Ingles?
    Yes, like regular registers, Ingles self-checkouts have integrated NFC readers to accept contactless payments through Apple Pay.

  12. Can I use Savings Catcher with Apple Pay purchases?
    Yes, you can submit Apple Pay receipts from Ingles to Savings Catcher to find eligible lower prices for items at competitors.

  13. Does Apple Pay work if my iPhone is in a case?
    Yes, contactless payments will succeed unless the phone case blocks NFC signal completely. Most cases have built-in pockets or transparent sections over the antenna area specifically for this purpose.

  14. Can I set up emergency access on my Apple Pay cards?
    Yes! You can use Emergency SOS settings on iPhone and Apple Watch to allow access by preset emergency contacts if Touch ID/Face ID fails, in case you are incapacitated.

  15. What technology does Ingles use to accept Apple Pay?
    Ingles uses contactless NFC (Near Field Communication) card readers to accept mobile payments using Apple Pay. For card transactions, EMV chip tech is used.

  16. Can I use my Apple Watch to pay via Apple Pay at Ingles?
    Yes, you can checkout with just your Apple Watch using the NFC chip inside. There’s no need to carry your iPhone for payments.

  17. What should I do if Apple Pay payment doesn’t seem to go through initially at checkout?
    Stay calm and try again by repositioning your device slightly nearer. If it continues to decline or error out, check possible bank holds or try another card provisioned to your Apple Pay wallet for now.

  18. Can I add multiple cards on Apple Pay and choose which one to use at Ingles checkout?
    Yes, Apple Pay supports having multiple cards in Wallet and lets you pick the active payment card on iPhone models with Face ID before tapping to pay at stores like Ingles.

  19. Is Apple Pay safer than using my physical credit card to pay at Ingles?
    Yes, Apple Pay doesn’t share actual card numbers so your details stay protected. Instead one-time tokenized device IDs are passed to merchants securely making it safer than directly using your stored card everywhere.

  20. Do I need to have my smartphone out while shopping at Ingles or can I directly use it at checkout?
    Apple Pay only needs to be used at checkout when making the payment. There is no need to keep browsing your iPhone while adding items to your cart before that.

Key Takeaway

In summary, Apple Pay is widely supported at all Ingles stores for fast and secure mobile checkout. Both iPhone and Apple Watch can be used with ease. Customers simply need to provision eligible credit, debit, or rewards cards in the Wallet app and hover near contactless payment terminals when prompted to pay. Apple Pay helps shoppers breeze through checkout without reaching for their wallets while keeping financial data more private and protected behind device passwords or biometrics. And you still get points, cashback, and competitive pricing benefits afforded by underlying payment cards. So it meaningfully improves the checkout experience at Ingles for Apple device owners.


Apple Pay is clearly a hit with customers at stores like Ingles for good reason. Contactless payments using your Apple devices are super fast, highly secure, and convenient while retaining all the perks of your existing cards. So millions of iPhone owners no longer need to swipe payment cards or even carry them inside stores nowadays. Just grab a couple of items at Ingles and checkout by briefly tapping your phone or intelligent watch. Ultimately Apple Pay improves customer experiences while letting merchants offer the latest payment innovations seamlessly. And shoppers benefit from security protections only mobile devices can uniquely provide through biometric authentication and one-time tokens instead of actual card numbers. As more stores adopt NFC terminals, Apple Pay stands to become an integral part of retail therapy across America.


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