Does Lowe’s Take Apple Pay?

Lowe’s is one of the largest home improvement retailers in the United States. With over 2,200 stores across North America, Lowe’s offers a wide selection of products for home repairs, renovations, maintenance, and more. As consumer preferences shift towards mobile and cashless payments, many shoppers wonder if Lowe’s accepts mobile wallet services like Apple Pay.

Does Lowe's Take Apple Pay?


How Apple Pay Works

Apple Pay is a mobile payment service developed by Apple Inc. It allows users to make payments in stores, apps, and on supported websites using compatible iPhone, iPad, Mac, and Apple Watch devices. To use Apple Pay, consumers simply hold their device near a contactless payment terminal with their finger on the device’s Touch ID fingerprint sensor. This provides a quick, secure, and private way to pay without needing to provide an actual credit or debit card.

Lowe’s Accepts Apple Pay In All Stores

Yes, as of March 2019, Lowe’s accepts Apple Pay in stores across the United States. They have enabled contactless payment systems across their retail locations, allowing customers to quickly checkout using Apple Pay on iPhone, Apple Watch, iPad or Mac. This includes the ability to pay with Apple Pay:

  • At checkout registers/points-of-sale
  • When checking out with Lowe’s sales associates using mobile devices
  • Through self-checkout terminals

So if you’re an Apple device user who prefers paying with mobile wallets, you can leave your physical cards at home. Simply add your credit/debit cards to Apple Pay on your iPhone or Apple Watch, then hold your device near the contactless reader during checkout at Lowe’s. It’s the most convenient way to pay in just seconds!

Using Apple Pay at Lowe’s

Using Apple Pay at Lowe’s checkout is easy. Once you’ve set up Apple Pay with your payment cards (through the Wallet app on iPhone/iPad or Watch app on Apple Watch), simply follow these steps when shopping at Lowe’s:

  1. Add items to cart – Browse Lowe’s store and add all products you wish to buy to your cart.
  2. Proceed to checkout – Go to any checkout register staffed by a Lowe’s employee or use a self-checkout terminal.
  3. Hold device to reader – When prompted for payment method, hold your iPhone, Apple Watch or other Apple Pay enabled device near the contactless reader.
  4. Authenticate with Touch ID/Face ID – You will be prompted to confirm payment using Touch ID or Face ID depending on your device. Check that the amount is correct.
  5. Receive confirmation – You and the cashier will receive audio and visual confirmation that payment via Apple Pay was successful.

And you’re done! It’s the fastest way to complete your purchase at Lowe’s without needing your wallet or cards. Apple Pay also keeps your card details private – the store never actually sees your card number or related details.

Apple Pay Reward Benefits at Lowe’s

Beyond ease of use and privacy, paying with Apple Pay at Lowe’s can also help you maximize rewards opportunities and savings:

  • Get price discounts – Some credit cards offer percentage cashback or discounts at select merchants when checking out via Apple Pay.
  • Building up rewards – If you use a rewards credit card with Apple Pay, all loyalty/points benefits also apply to Apple Pay purchases at Lowe’s.
  • Coupons apply too – Any paper or app coupons can still be applied even when paying the remaining balance via Apple Pay.

So don’t forget to add your rewards cards to Apple Pay before shopping at Lowe’s – it works seamlessly with loyalty programs and coupons!

Apple Pay Support In Other Lowe’s Apps

In addition to in-store Apple Pay support, Lowe’s also allows you to checkout via Apple Pay using their official mobile apps, including:

  • Lowe’s App – The primary Lowe’s shopping app allows Apple Pay as a payment method when ordering products for home delivery or store pickup.
  • Lowe’s PRO App – Trade professionals can also checkout jobs using Apple Pay on Lowe’s PRO app tailored for contractors/builders.

This extends the convenience of Apple Pay to online shopping with Lowe’s pick up in store or direct to your doorstep.

Key Takeaways on Apple Pay at Lowe’s

  • As of March 2019, Apple Pay is accepted at all Lowe’s stores across the US.
  • To use, simply add your cards to iPhone/iPad/Watch, then hold near contactless terminals during checkout.
  • Transactions are quick, secure, keeps card details private.
  • Using your rewards credit card with Apple Pay maximizes savings opportunities.
  • Lowe’s shopping apps also support Apple Pay for orders with delivery/pick-up.

So for shoppers looking for the fastest checkout experience at Lowe’s, Apple Pay is undeniably the most convenient and private mobile payment option available today. Ditch the cards and pay swiftly using just your iPhone, Apple Watch or iPad instead!


In conclusion, Lowe’s accepts Apple Pay as a seamless contactless payment method across all stores nationwide. Customers can swiftly checkout using latest iPhone, iPad, Mac and Apple Watch devices instead of physical cards. Transactions are easy, fast, completely secure, and private. Additionally, customers can earn savings, rewards, and benefits when checking out via Apple Pay. This makes it the undisputed most convenient way for millions of Apple device owners to shop at Lowe’s today.

Frequently Asked Questions About Apple Pay at Lowe’s

  1. Can I use Apple Pay on my iPhone at Lowe’s?
    Yes, Lowe’s accepts Apple Pay nationwide so you can use latest iPhones to checkout at stores. Simply hold near contactless terminals and authorize with Touch ID/ Face ID. 
  2. Does Lowe’s take Apple Pay on Apple Watch?
    Yes, you can use Apple Pay on Apple Watch by double clicking the side button when prompted for payment at Lowe’s. Hold near the reader to pay from your wrist. 
  3. Can I checkout with Apple Pay on self-checkout at Lowe’s?
    Yes, Apple Pay works seamlessly at self-checkout terminals across Lowe’s stores nationwide. look for the contactless payment symbol. 
  4. What cards can I add to Apple Pay for Lowe’s?
    You can add your Visa, Mastercard, AMEX, and Discover debit/credit cards to use with Apple Pay at Lowe’s checkouts and apps. 
  5. Is Apple Pay safer than using physical card at Lowe’s?
    Yes, Apple Pay doesn’t share your actual card details with the store. Each transaction has a unique security code for privacy and security. 
  6. Do I earn rewards when paying with Apple Pay at Lowe’s?
    Yes, Apple Pay works with all major rewards programs. You continue earning points, cashback, and benefits on cards added to Apple Pay at Lowe’s. 
  7. Can I still apply Lowe’s coupons if paying remainder with Apple Pay?
    Definitely. Paper, app, or emailed Lowe’s coupons and promos can be applied prior to using Apple Pay for the balance amount. 
  8. Where do I set up Apple Pay to use at Lowe’s?
    You can set up Apple Pay by adding eligible cards through the Wallet app on iPhone/iPad or Watch app for Apple Watch. Takes just a few minutes. 
  9. Can I use Apple Pay at self checkout in Lowe’s?
    Yes, you can use Apple Pay on self checkout terminals at Lowe’s stores across the US. Simply look for the contactless payment symbol to pay from your iPhone, Apple Watch or iPad. 
  10. Is Apple Pay faster than paying with physical card at Lowe’s?
    Apple Pay is significantly faster than using cards at Lowe’s. You can checkout in seconds with just Touch ID/ Face ID, without needing to insert or swipe your card. 
  11. Are there any discounts for using Apple Pay instead of cards at Lowe’s?
    Some banks and credit card companies offer extra percentage discounts or cashback when you use Apple Pay instead of physical cards at merchants like Lowe’s. 
  12. Can I add my Lowe’s credit card to Apple Pay?
    Yes, you can add both the new Lowe’s Advantage Credit Card along with the Lowe’s Consumer Credit Card to Apple Pay for payments in store or via Lowe’s app. 
  13. How do I pay using Apple Pay on Lowe’s app?
    In the Lowe’s app, simply select Apple Pay as the payment method during checkout after adding items to your cart. Authorize using Touch/Face ID on your device. 
  14. Is Apple Pay better for privacy when shopping at Lowe’s?
    Yes. Apple Pay doesn’t share your actual credit/debit card number or security code with Lowe’s during transactions, keeping card details private. 
  15. Can I use my Macy’s or JCPenney card with Apple Pay at Lowe’s?
    While you can add your Macy’s or JCPenney store cards to the Wallet app, they cannot be used for payments at other retailers like Lowe’s via Apple Pay.

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