Does Michaels Take Apple Pay?

Apple Pay is a convenient, secure way to make purchases using your iPhone, Apple Watch, iPad or Mac. It allows you to pay in stores, in apps and on websites using your Apple device rather than needing to carry physical cards. Many major retailers accept Apple Pay, but what about craft stores like Michaels?

Does Michaels Take Apple Pay?

Does Michaels Accept Apple Pay In Store?

Yes, Michaels does accept Apple Pay as a payment method in stores. You can use Apple Pay on your iPhone or Apple Watch to pay at checkout at any Michaels retail location.

To use Apple Pay at Michaels:

  • When you are ready to pay, tell the cashier you would like to pay with Apple Pay.
  • If you are using an iPhone, double click the side button and authenticate with Face ID or Touch ID. Hold the top of your phone near the payment terminal until you see the Apple Pay symbol.
  • If you are using an Apple Watch, double click the side button and hold your watch near the payment terminal until you feel a haptic tap.
  • Your payment will be processed and completed within seconds once authenticated with Face ID, Touch ID or passcode.

So Apple Pay is widely accepted at all Michaels stores across the country. It provides a quick, easy and secure way to pay from your Apple device.

Can You Use Apple Pay On

Unfortunately at this time, Michaels does not accept Apple Pay for purchases made online at

When you go to checkout on, Apple Pay is not listed as one of the payment options. The payment methods accepted for online orders are:

  • Credit and debit cards (Visa, Mastercard, Discover, American Express)
  • Michaels gift cards and merchandise credit
  • PayPal

Hopefully Michaels will add Apple Pay as an online payment method soon to make the checkout process even more seamless. But for now, you cannot use Apple Pay on their website and must pay with card or PayPal when ordering online.

Why Doesn’t Michaels Take Apple Pay Online?

There are a few possible reasons why Michaels does not accept Apple Pay for online orders:

  • Cost of implementation – Adding Apple Pay requires merchants to update their payment systems and work with a payment gateway that supports Apple Pay transactions. This costs money and takes development work.
  • Limited user base – While growing quickly, the number of users with devices capable of Apple Pay is still limited compared to the total number of online shoppers.
  • Fraud/security concerns – Apple Pay is very secure, but some merchants have concerns about fraud, chargebacks or security when accepting mobile payments online.
  • Lack of customer demand – Michaels may feel there is not enough customer desire or requests for Apple Pay to justify adding it yet.
  • Exclusivity deals – Michaels may have exclusivity agreements with other payment processors that prohibit or delay implementing additional mobile payment options.

Hopefully over time as more shoppers adopt Apple devices and request Apple Pay support, Michaels will add it as a payment method on their website. Contacting their customer support to request Apple Pay could help show interest and demand from shoppers.

Will Michaels Ever Take Apple Pay Online?

It seems likely that Michaels will eventually adopt Apple Pay for online transactions, but the timing is uncertain.

Apple Pay’s growth and popularity among consumers may convince Michaels to make the investment in adding it as an online payment method. As more retailers offer Apple Pay online, consumer expectation and demand for it will rise, putting pressure on Michaels to implement it.

Adopting Apple Pay can also give retailers a competitive edge. It provides a seamless, one-touch checkout experience that makes purchasing easy and convenient for their customers. Shoppers may prefer buying from merchants that offer Apple Pay.

If you want Michaels to accept Apple Pay online, consider providing feedback directly to their customer support team. Customer interest is a strong signal to retailers that a feature is worth prioritizing. So letting Michaels know you want Apple Pay could help influence their roadmap.

Benefits of Accepting Apple Pay for Retailers

While Michaels is not accepting Apple Pay online yet, there are a number of benefits for retailers who do choose to implement Apple Pay:

  • Increased sales – Apple Pay provides a faster, easier checkout experience that can increase conversion rates and sales. Customers are more likely to complete a purchase when checkout is simple.
  • Lower processing fees – Apple Pay transactions have lower processing fees for retailers compared to traditional card payments.
  • Enhanced security – Apple Pay offers best-in-class security through tokenization and biometric authentication. This results in fewer fraudulent transactions and chargebacks.
  • Improved customer experience – Customers appreciate the speed and convenience of Apple Pay. Offering it improves customer satisfaction and loyalty.
  • Higher value transactions – Research shows Apple Pay users tend to spend more per transaction which can increase retailers’ average order values.
  • Adoption of latest technology – Implementing Apple Pay allows retailers to be seen as innovative and adopting the latest payment technology trends.

With these benefits in mind, Michaels may very well choose to start accepting Apple Pay online in the future. Contacting their customer service and expressing interest in Apple Pay support can help influence that decision.

Using Apple Pay In Apps

In addition to in-store and online purchases, Apple Pay can also be used to make purchases within iOS apps. When an app sells physical goods, digital content or subscriptions, it can integrate Apple Pay as a payment method.

Unfortunately, the Michaels app does not currently offer Apple Pay as a payment option within the app. You cannot complete purchases using Apple Pay in their iOS app at this time.

Some examples of popular apps that do accept Apple Pay payments include:

  • Retail apps like Target, Sephora, Best Buy
  • Grocery delivery apps like Instacart and Postmates
  • Rideshare apps like Uber and Lyft
  • Food delivery apps like Grubhub and Seamless
  • News apps like The New York Times and Washington Post

Hopefully in the future the Michaels app will add Apple Pay support to make completing craft supply purchases even more convenient for iPhone and iPad users.

How Apple Pay Works

For those unfamiliar with Apple Pay, here is a quick overview of how it works:

  • The credit or debit cards you already have in your Wallet app can be used with Apple Pay. You can also add new cards to the Wallet to use with Apple Pay.
  • When checking out, you authenticate with Face ID, Touch ID or passcode, which provides a secure token to the payment terminal.
  • This token represents your payment information, but your actual card details are never shared directly with the merchant. This provides enhanced security and privacy.
  • Using NFC technology, the encrypted token is transmitted from your device to the payment terminal through a secure channel.
  • The required payment amount is immediately deducted from your chosen credit or debit card.
  • You get a payment confirmation right on your device with details of the transaction, including merchant name, date, and amount paid.

Apple Pay is easy to set up and highly secure, protecting your payment info through encryption and unique transaction codes.

Apple Pay Security and Privacy

Security and privacy are key advantages of using Apple Pay. Every Apple Pay transaction is secure in the following ways:

  • Tokenization – Your actual payment card details are never shared with the merchant. Instead, a unique token is created to represent your card info and this token is transmitted.
  • NFC encryption – The token is encrypted and sent to the payment terminal using NFC technology with short range radio transmission. This ensures payment info is not intercepted.
  • Biometric authentication – Transactions must be authorized with Face ID, Touch ID or passcode before payment can be transmitted. This ensures only you can approve payments.
  • Unique transaction code – A new security code is generated with each purchase, so your payment info cannot be reused. This protects against fraud.
  • Data not stored on device – Your card details are not actually stored on your device. They are stored securely by your bank or card provider.

With end-to-end encryption, biometric identity confirmation, and unique one-time codes, Apple Pay is designed to provide maximum security for every transaction.

Apple Pay Compatible Devices

To use Apple Pay in stores, apps or on the web, you need an Apple Pay compatible device including:

  • iPhone – iPhone 6 or newer models
  • Apple Watch – Apple Watch Series 1 or newer
  • iPad – iPad Pro, iPad Air 2 or newer
  • Mac – Macs with Touch ID support (MacBook Pro, Air, Mac Mini)

In addition, Apple Pay requires:

  • An eligible credit, debit card or prepaid card added to the Wallet app
  • Internet connection for online or in-app purchases
  • For in-store purchases, merchants must have an NFC payment terminal

With an Apple Pay compatible device and eligible payment card added to Wallet, you can use Apple Pay at hundreds of thousands of retail locations, apps and websites.

Setting Up Apple Pay

Setting up Apple Pay is quick and easy on supported iPhone, iPad or Apple Watch models. Follow these steps:

  1. Open the Wallet app
  2. Tap the Plus (+) icon to add a card
  3. Use your device camera to scan your card details or enter manually
  4. Verify your information and confirm with your bank if required
  5. Set up security method – Face ID, Touch ID or device passcode
  6. Review and accept Apple Pay terms and conditions
  7. Your card will now appear in your Wallet ready to use with Apple Pay

You can repeat steps 2-6 to add multiple credit, debit or prepaid cards to use with Apple Pay. Now just look for the Apple Pay logo at checkout or in apps to make easy, secure purchases using your Apple device.

Apple Pay Cash

In addition to paying merchants directly, you can also use Apple Pay to easily send money to friends and family or receive funds into your Apple Pay Cash account.

To set up Apple Pay Cash:

  1. Update to iOS 11.2 or later
  2. Go to Settings > Wallet & Apple Pay
  3. Tap Apple Pay Cash card
  4. Follow prompts to set up Apple Pay Cash account

Once configured, you can use Apple Pay Cash to:

  • Send money to contacts using Siri, iMessage or the Wallet app
  • Receive money from others into your Apple Pay Cash card
  • Use the Apple Pay Cash balance to make purchases or transfer it back to your bank

This provides an easy way to split bills, pay someone back or receive funds from friends and family all through Apple Pay.

Can You Use Apple Pay at Michaels? Key Takeaways

  • Michaels accepts Apple Pay in stores – Simply hold your iPhone or Apple Watch near the payment terminal to pay with Apple Pay at any Michaels retail location.
  • Online at, Apple Pay is not supported currently. You’ll need to pay with a credit/debit card or PayPal when ordering online.
  • The Michaels app also does not accept Apple Pay as a payment method yet.
  • Contacting Michaels customer service to request Apple Pay support can help influence them to add it online in the future.
  • Apple Pay offers a seamless, secure payment experience using biometric authentication and encrypted tokens instead of actual card numbers.
  • As more shoppers adopt Apple devices, demand for Apple Pay will likely grow, pushing retailers like Michaels to implement it across all channels.


While Apple Pay cannot be used on or in the Michaels app at this time, it is accepted in all Michaels retail stores. So iPhone and Apple Watch users can easily pay at checkout with Apple Pay as a quick, secure and convenient payment method.

Hopefully based on growing consumer demand, Michaels will expand Apple Pay support to their website and mobile apps soon. Contacting customer service and providing feedback can help show there is strong interest from Michaels shoppers in using Apple Pay online and in apps.

As more retailers adopt Apple Pay across all their customer touch points, consumers will have an easier, more uniform purchasing experience. Apple Pay facilitates seamless omnichannel commerce using innovative security features like biometric authentication and tokenized payments. Given the clear benefits to both retailers and customers, expect ubiquitous Apple Pay acceptance in the near future.

Frequently Asked Questions

  1. Does Michaels take Apple Pay in stores?
    Yes, Apple Pay is accepted as a payment method at all Michaels retail locations.
  2. Can you use Apple Pay online at
    No, does not currently accept Apple Pay for online purchases.
  3. Why can’t I use Apple Pay on the Michaels website?
    Michaels has not implemented Apple Pay for online transactions yet. This is likely due to cost, limited user base, and other business considerations.
  4. Does the Michaels app accept Apple Pay?
    No, you cannot use Apple Pay to make purchases within the Michaels app at this time.
  5. Will Michaels ever take Apple Pay online?
    It’s likely Michaels will eventually adopt Apple Pay for its website and app as consumer demand increases. But the timing is still uncertain.
  6. How do I pay with Apple Pay in Michaels stores?
    On your iPhone or Apple Watch, double click the side button and hold the device near the payment terminal to pay with Apple Pay at Michaels.
  7. Is Apple Pay secure to use at Michaels?
    Yes, Apple Pay is very secure. It uses tokenization and biometric authentication for maximum protection of payment info.
  8. What Apple devices work with Apple Pay at Michaels?
    The iPhone 6 and newer models, Apple Watch Series 1 and newer, iPad Pro, iPad Air 2 and newer support Apple Pay.
  9. How do I set up Apple Pay on my iPhone?
    In the Wallet app, tap the + to add a card, use your camera to scan card details or enter them manually, then verify with your bank.
  10. Can I add my Michaels credit card to Apple Pay?
    Yes, if you have a Michaels credit card, you can add it to the Wallet app to use with Apple Pay instore.
  11. What credit cards work with Apple Pay at Michaels?
    All major credit cards including Visa, Mastercard, American Express, and Discover work with Apple Pay. Debit cards and prepaid cards can also be added.
  12. Is Apple Pay Cash accepted at Michaels?
    No, Michaels does not currently accept Apple Pay Cash as a payment method.
  13. How do I pay another person using Apple Pay?
    You can use Apple Pay Cash to easily send money to friends and family through I Message, Siri or the Wallet app.
  14. Can I get an Apple Pay Cash card?
    Yes, you can add an Apple Pay Cash card in Wallet to hold funds you receive from others and use it make purchases.
  15. Is Apple Pay Cash free to use?
    Yes, there are no fees to send or receive money with Apple Pay Cash.
  16. Is my Apple Pay Cash balance stored on my device?
    No, the Apple Pay Cash card balance is stored in the cloud, not directly on your device.
  17. Can I transfer Apple Pay Cash to my bank?
    Yes, you can instantly transfer Apple Pay Cash funds to your bank account for free.
  18. Do I need an internet connection to use Apple Pay at Michaels?
    For in-store purchases, an internet connection is not needed. But one is required for online and in-app transactions.
  19. Is my payment info saved on my device with Apple Pay?
    No, your actual credit/debit card details are stored securely by your bank or card provider, not directly on your device.
  20. Are there any transaction fees or limits for Apple Pay purchases?
    There are no extra fees to use Apple Pay. Standard card transaction limits and interest rates apply based on your payment provider.

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