Does Petco Take Apple Pay?

Petco is one of the most popular pet supply stores in the United States. As mobile payments like Apple Pay continue to grow in popularity, many Petco shoppers wonder: does Petco take Apple Pay?

Does Petco Take Apple Pay?

Accepted Payment Methods at Petco

Petco accepts the following payment methods in their retail locations and online store:

    Credit Cards: Visa, Mastercard, American Express, Discover

    Petco Gift Cards

    Petco Credit Card: Petco’s own credit card that can be used for purchases and offers special financing options

    Manufacturer Coupons: Coupons from specific pet food and product brands

Does Petco Take Apple Pay In-Store?

Yes, as of 2018 Petco does accept Apple Pay and other contactless payments like Google Pay and Samsung Pay at the checkout registers in their retail locations.

To use Apple Pay at Petco, simply hold your iPhone or Apple Watch near the payment terminal during checkout. A gentle vibration and beep will confirm when your payment is completed using Apple Pay.

Does Petco Take Apple Pay Online?

Apple Pay is also accepted in Petco’s online store and iOS app. When checking out online at or in the Petco app, you can select Apple Pay as your payment method if you are using an iPhone or iPad.

Your items will be paid for securely using Touch ID or Face ID for authentication in just a few quick steps.

Using Apple Pay at Petco

Using Apple Pay at Petco to buy pet food, toys, accessories is quick and secure. Here is an overview of how to use Apple Pay in-store and online:

In the Petco iOS App

    Add items to your cart in the Petco app

    At checkout, select Apple Pay and review your order

    Use Touch ID or Face ID to authenticate

    Receive confirmation the order is paid for

At Petco Registers In-Store

    When at the cash register, start a new order

    Select to pay with a credit/debit card

    Hold your iPhone or Apple Watch near the contactless reader

    Authenticate with Face ID or Touch ID

    Receive visual/vibration confirmation Apple Pay has processed

Online at

    Add selections to cart at

    Click through checkout process

    At payment, choose Apple Pay

    Use Touch ID/Face ID to pay securely

    Receive order confirmation

Apple Pay Rewards at Petco

In addition to secure checkout, paying with Apple Pay at Petco also earns users loyalty rewards and bonuses.

As part of their Pals loyalty program, Petco shoppers earn points with every purchase. An extra 10% points bonus is offered when using Apple Pay or contactless payments in-store.

Petco also frequently offers special Apple Pay discounts for extra savings on top of regular prices. For example, Petco has run “$5 off $25” and “25% off” promotions for Apple Pay users in their app and stores.

Between the loyalty points bonuses and special discounts, using Apple Pay is the most rewarding way to pay at Petco for iPhone and Apple Watch owners.

Apple Pay Security at Petco

Security and privacy are top priorities for Petco, especially with mobile payments. That’s why supporting secure technologies like Apple Pay is so important.

Here is an overview of the security benefits when using Apple Pay at Petco:

    Tokenization: Card details are never shared directly. Instead, a unique token is used to represent your card.

    Encryption: All transactions and card information are fully encrypted end-to-end.

    Biometric authentication: Touch ID, Face ID verifies it’s you making every purchase.

In addition, your Petco account itself is password protected. So you have multiple layers of best-in-class security every time you use Apple Pay with your Petco account.

This means you can use Apple Pay at Petco with confidence, knowing your payment details and personal information are safe every step of the way.

Apple Pay Requirements and Compatible Devices

To use Apple Pay in the Petco app and at Petco stores, your device will need to meet the following requirements:

Compatible Devices

    iPhone 6 or newer

    iPad Pro

    iPad Air 2 and newer

    iPad mini 3 and newer

    All Apple Watch models

In addition, you will need one of the following:

    iOS 12.1.1+ operating system

    watchOS 5.1+ operating system

    MacOS Mojave 10.4+ operating system

If your device is compatible, simply add an eligible credit, debit, or store rewards card to the Wallet app. You can then use that card via Apple Pay at any supporting merchant.

For full details on setting up cards in Apple Pay and compatibility, visit Apple’s support site at


In summary, Petco does accept Apple Pay both online and at checkout registers since 2018.

Paying with Apple Pay at Petco is quick, convenient, secure, and earns bonus rewards points too. So iPhone, Apple Watch, iPad and Mac owners in the United States can shop at Petco using Apple Pay for the best experience possible.

Check if your device supports Apple Pay to start enjoying frictionless purchases on all your pet care essentials at Petco stores near you.

Frequently Asked Questions 

  1. Does Apple Pay work at Petco self checkout?
    Yes, Apple Pay works at self checkout kiosks/registers at Petco retail locations. Look for the contactless payment symbol or Apple Pay logo.
  1. Can I use Apple Pay at Petco gas stations?
    No, you cannot currently use Apple Pay for gas purchases at Petco gas stations. Petco does not operate any gas stations.
  1. Is Apple Pay only for iPhones?
    No, Apple Pay also works on newer model iPads and all Apple Watch devices with supported operating systems.
  1. Does Apple Pay automatically apply Petco coupon codes?
    No, you will need to manually enter coupon codes even when using Apple Pay. Currently, Apple Pay does not auto apply promo codes.
  1. Can I use Apple Wallet gift cards at Petco?
    Yes, you can add Petco gift cards to your Apple Wallet and use them via Apple Pay in stores or online for easy access.
  1. Are my Apple Pay Petco purchases private?
    Yes, all your Petco transactions via Apple Pay are kept private. Petco or Apple never collects any private data like health/location information.
  1. Is Apple Pay better than using my credit card?
    Yes, Apple Pay is more secure than using your physical credit card. Your card details stay protected through encryption and tokenization when paying at Petco.
  1. What do I need to set up Apple Pay at Petco?
    You need an iPhone 6 or newer model, or an Apple Watch. You also need to save an eligible credit, debit, or prepaid card to your Apple Wallet.
  1. Can I earn Pals Reward Points with Apple Pay?
    Yes, you earn Petco Pals Rewards points as normal with purchases made via Apple Pay. You also get an extra 10% bonus points when using Apple Pay in stores.
  1. Is Apple Pay contactless?
    Yes, Apple Pay allows contactless payments thanks to NFC technology. Simply hold your device near the payment terminal rather than inserting a card.
  1. Do I need the Petco app for Apple Pay?
    No, the Petco app is not required. You can use Apple Pay as a guest without an account in stores. The app enables Apple Pay for online orders though.
  1. Is Apple Pay safer than Samsung Pay or Google Pay?
    All three use similar NFC encryption technology for comparable security when making payments. Apple Pay may have an advantage due to tighter hardware/software integration.
  1. Can I use EBT card with Apple Pay at Petco?
    No, Electronic Benefits Transfer (EBT) cards cannot currently be added to Apple Pay. EBT cards also may not be accepted for payment at Petco.
  1. Does Apple Pay work if my iPhone battery dies?
    No, you need sufficient iPhone battery to use Face ID/Touch ID authentication required for Apple Pay security when making purchases.
  1. Can I get cash back with Apple Pay at Petco?
    Unfortunately cash back is not available on any purchases including Apple Pay transactions made at Petco retail locations or online.
  1. Does Apple Pay support Petco Treats loyalty program?
    Yes! You can safely earn and redeem Petco Treats loyalty rewards points from your Wallet app when shopping in store with Apple Pay.
  1. Do I need to open the Wallet app to use Apple Pay at Petco?
    No. When checking out, simply hold your unlocked iPhone near the terminal and your default card will activate via NFC for Apple Pay. No need to pre-open Wallet.
  1. What if Apple Pay is not working at Petco?
    Make sure you have Cellular/WiFi connection for payments to process. If issues persist, check for compatibility issues or contact Apple or Petco support.
  1. Is Apple Pay transparent about Petco data collection
    Yes, Apple Pay does not share any identifying user data with merchants like Petco. You can review Petco’s privacy policy for details on their data practices.
  1. Who do I contact for help with Apple Pay issues at Petco?
    You can contact Apple Support for assistance troubleshooting Apple Pay issues. For general Petco payment issues, contact Petco Customer Service for help resolving any problems.

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