Does Checkers Take Apple Pay?

Apple Pay is a mobile payment platform that allows users to make purchases using compatible Apple devices like iPhones, iPads, and Apple Watches. As convenient as Apple Pay can be, many consumers wonder if they can use it at popular merchants like Checkers.

Does Checkers Take Apple Pay?

Apple Pay utilizes device authentication through Touch ID, Face ID, passcodes, and other security measures to enable contactless payments. It also generates unique transaction codes so your card details stay private.

To use Apple Pay, simply hold your compatible Apple device near a payment terminal that accepts contactless payments. Look for the Apple Pay, contactless payment logo or similar indicator. Then authenticate with Face/Touch ID or by double clicking the side button and holding your device near the payment reader.

Availability of Apple Pay at Checkers Locations

At this time, Checkers drive-thru locations do not accept Apple Pay nationally. While parent company RMS does offer an iOS app that supports Apple Pay, this is primarily designed for ordering ahead rather than in-store contactless checkout.

Restaurant locations are merchant-owned franchises that handle payment processing decisions independently from RMS. So acceptance of Apple Pay can vary by franchisee. But across Checkers corporate and franchise stores, Apple Pay acceptance appears very limited according to customer reports.

This may change in the future if contactless payments continue gaining adoption. But currently Checkers does not advertise or make customers aware of Apple Pay acceptance in an effort to set expectations accurately.

Alternative Payment Options Accepted at Checkers

Even though Apple Pay compatibility appears unavailable at this time, Checkers does accept various other convenient payment methods including:

  • Credit and debit cards – All Checkers locations allow payment by major credit and debit card brands like Visa, Mastercard, American Express and Discover cards. So while you can’t tap an iPhone to pay, you can still use your physical plastic card supported by an Apple device wallet if that is more convenient than carrying cash.
  • Google Pay – Some customer reports indicate at least some Checkers locations allow contactless Google Pay transactions even though Apple Pay is not clearly supported. So Android users may have better luck tapping to pay depending on franchisee-controlled acceptance.
  • Checkers app payments – The Checkers mobile ordering app for iOS and Android devices supports payment via credit/debit cards, Apple Pay, and Google Pay. So mobile ordering ahead for drive thru pickup or delivery is one way Apple device owners can still use Apple Pay with Checkers transactions.
  • Gift cards – Purchasing Checkers gift cards via merchant sites that accept Apple Pay is an indirect way to redeem Apple Pay rewards towards Checkers menu items. The physical or digital gift cards can then be scanned for payment at restaurant locations.

So in summary – direct Apple Pay acceptance for in-store checkout is not available nationally at Checkers locations at this time based on multiple reports. But alternative mobile payment options exist like ordering ahead or purchasing gift cards with Apple Pay, along with standard card transactions.

Key Takeaways on Apple Pay Compatibility at Checkers

To recap the key details on Apple Pay acceptance at Checkers:

  • No Apple Pay at checkout – Apple Pay is not clearly accepted for in-store contactless checkout at corporate and franchise locations. Some franchises may enable it independently but national adoption is limited.
  • App ordering supports Apple Pay – Placing orders ahead via iOS/Android apps and paying with Apple Pay for pick up or delivery is typically available. This allows indirect Apple Pay redemption for Checkers with some limitations.
  • Other payment options available – Though Apple Pay isn’t directly offered at point of sale, customers can still pay via physical credit/debit cards, Google Pay, Checkers gift cards purchased via Apple Pay, and other contactless options depending on franchisee.
  • May expand in future – If contactless payments continue accelerating in popularity, Checkers could possibly expand Apple Pay compatibility to allow direct tap to pay transactions. But merchant ability to accept Apple Pay varies greatly by location type and ownership so adoption lifecycles also differ significantly.

So in most cases Apple device owners can’t directly tap their iPhone or Apple Watch to pay at Checkers restaurants currently. But alternative options exist now to indirectly use Apple Pay funding towards Checkers transactions for those who still wish for payment convenience.


  1. Does Checkers take Apple Pay at drive thru?
    No, Checkers drive-thru locations do not allow direct Apple Pay tap to pay transactions in-store at this time. However, the Checkers app supports Apple Pay for mobile orders ahead for drive-thru pickup.

  2. Can I use Apple Pay on Checkers app?
    Yes, the Checkers iOS and Android apps allow selecting Apple Pay or Google Pay as payment options when ordering ahead for pickup, delivery, or drive-thru. So it enables indirect Apple Pay redemption.

  3. Does Checkers take Apple Pay 2021?
    No, according to multiple customer reports from 2021, Apple Pay was not enabled for in-store payments across corporate and franchise Checkers restaurants nationally. This could potentially change in the future with contactless payment expansion.

  4. What fast food places take Apple Pay?
    Acceptance varies greatly among quick service chains. Top fast food restaurants accepting Apple Pay for tap to pay include McDonald’s, Subway, Panera Bread, Starbucks, KFC, Chipotle, Chick-Fil-A, and select franchise Taco Bell/Pizza Hut locations among others.

  5. Is Apple Pay at Wendy’s?
    Yes, Wendy’s accepts Apple Pay nationwide for tap to pay checkout allowing easy iPhone or Apple Watch contactless transactions.

  6. Does Burger King take Apple Pay?
    Burger King locations are inconsistently enabled for Apple Pay. Some regions and franchisees support it for self-order kiosks, drive-thru pay windows, or tap to pay counters. But it is not uniformly adopted chain-wide as of 2022 reports.

  7. Can I use Apple Pay at Popeyes?
    At this time Popeyes does not directly take Apple Pay for tap to pay transactions according to recent customer reports. Some locations may have self-order kiosks that accept contactless transactions like Apple Pay, but standard register checkout tends to only accept physical credit/debit cards currently.

  8. Do fast food places take Apple Pay?
    Fast food acceptance of Apple Pay varies greatly among top chains but is accelerating. As of 2022, leading national brands accepting Apple Pay include McDonald’s, Starbucks, Chipotle, Wendy’s, KFC, Chick-Fil-A and select locations of chains like Burger King, Taco Bell and Pizza Hut. Regional brands also enable Apple Pay more consistently in competitive markets.

  9. Where can I use Apple Pay besides fast food?
    Beyond fast food, popular retail categories accepting Apple Pay for tap to pay transactions include grocery stores (Kroger, Safeway, Whole Foods, etc), pharmacies (Walgreens, CVS, Rite Aid), convenience stores (7-Eleven, Wawa), and top merchants like Walmart, Target, Best Buy and The Home Depot. Additionally, many vending machines, parking meters, taxis and public transit systems now take Apple Pay.

  10. What restaurants use Apple Pay?
    Common dining chains accepting Apple Pay include McDonald’s, Starbucks, Panera Bread, KFC, Subway, Chipotle and select franchise locations of brands like Pizza Hut, Taco Bell and Wendy’s among others. Higher end restaurants like Ruth Chris’s Steak House, Morton’s and select MGM Resorts venues also take Apple Pay. But most traditional dine-in restaurants only accept physical cards as standard currently.

  11. Can you use Apple Pay at gas stations?
    Yes, most major gas stations like Exxon, Shell, BP, Sunoco, 76, Chevron and Texaco accept tap to pay transactions like Apple Pay at the pump and/or gas station convenience store. Regional gas chains may have more inconsistent policies so some locations still only accept magstripe credit cards.

  12. Do vending machines accept Apple Pay?
    Increasingly yes, newer vending machines produced since around 2018 often accept contactless payments. Top operators like USAT and Crane that supply machines to offices, universities and other vendors now include NFC card readers compatible with Apple Pay for tap to pay convenience.


While Checkers drive-thru locations do not yet take Apple Pay directly, customers do have options like ordering ahead or purchasing gift cards using Apple Pay. And with mobile wallet adoption accelerating, Checkers may expand Apple Pay to more store types soon. But for now payment acceptance remains inconsistent.


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