Does Jersey Mike’s Take Apple Pay?

Jersey Mike’s is a popular submarine sandwich franchise with over 2,000 locations across the United States. With the rise of mobile payments like Apple Pay, many customers wonder if they can use this contactless payment option at Jersey Mike’s.

Does Jersey Mike’s Take Apple Pay?

Can You Pay With Your iPhone at Jersey Mike’s?

Yes, Jersey Mike’s does accept Apple Pay as a payment method at most locations. So you can easily pay for your sub sandwiches using your iPhone or Apple Watch.

Jersey Mike’s started accepting Apple Pay back in 2016 shortly after the mobile payment system launched. So if you see the contactless payment symbol or Apple Pay logo at the register, you should have no problem using Apple Pay to pay for your food.

How Apple Pay Works at Jersey Mike’s

Using Apple Pay at Jersey Mike’s is very simple:

  • When you go to check out, let the cashier know you would like to pay with Apple Pay.
  • Make sure you have added your credit or debit card to your iPhone’s Wallet app or have your Apple Watch ready.
  • Hold your compatible iPhone or Apple Watch near the payment terminal when prompted.
  • Use Face ID, Touch ID, or double-click the side button on your Apple Watch to authorize the payment.
  • You will see a checkmark on the screen confirming your payment went through successfully using your default card.

And that’s it! The payment process is very fast, secure and eliminates having to carry all your cards or cash when going to Jersey Mike’s.

Supported Payment Cards and Devices

You can add the following card types to Apple Pay to use at Jersey Mike’s:

  • Mastercard
  • Visa
  • American Express
  • Discover

Supported devices include:

  • iPhone (iPhone 6 or newer)
  • Apple Watch
  • iPad (iPad Pro, iPad Air 2, iPad mini 3 or newer)

As long as you have a supported payment card added to a supported device, you should have no issues scanning your iPhone or Apple Watch at checkout to pay.

Benefits of Using Apple Pay

There are several benefits to using Apple Pay over traditional payment methods:


You don’t need to carry cash or multiple payment cards. Everything is available right from your iPhone or Apple Watch.


Your actual card number is never shared with the store. Instead, a unique digital token is used to process the payment securely.


Checkout is very fast. Simply hold your device near the payment terminal rather than inserting or swiping a card.

Rewards Tracking

All your payments are tracked so you never miss out on credit card rewards or points.

So if you have an iPhone and have set up Apple Pay, be sure to take advantage of this fast and easy mobile payment option when grabbing a sub at Jersey Mike’s. It makes the checkout process smooth and contactless.

Tips for Using Apple Pay Successfully

Here are some helpful tips for making sure Apple Pay works seamlessly when you go to pay at Jersey Mike’s:

  • Have a Working Internet Connection – Make sure your iPhone has a WiFi or cellular data connection to approve the transaction.
  • Update Your Software – Ensure you have updated to the latest iOS software version so Apple Pay works properly.
  • Bring a Backup Payment – In the rare case that Apple Pay does not work, have another payment card or cash available just in case.
  • Enable Contactless Payments – Check that you have contactless payments enabled by your card issuer to work with Apple Pay.
  • Check Your Balance – Make sure you have enough funds in your Apple Pay card to cover the full purchase amount.
  • Review Receipts – Check that Apple Pay is listed as the payment method in your emailed receipts from Jersey Mike’s.

As long as your software is up to date and your payment card is properly added and has a sufficient balance, you should have a smooth experience using Apple Pay at checkout. It’s the fastest way to get your sub sandwich and get on your way.

Loyalty Programs and Apple Pay

Jersey Mike’s offers a loyalty program called Mike’s Rewards where you earn a free sub for every six subs purchased.

You can save your Mike’s Rewards loyalty card right to the iPhone Wallet app along with your payment cards. Then just scan or present your loyalty barcode right from your iPhone when checking out with Apple Pay.

This allows you to access both your payment method and loyalty card from one device for the fastest checkout rather than jugging multiple physical cards.

Apple Pay Best Practices When Ordering Ahead

Jersey Mike’s also offers online ordering for pickup or delivery. When placing an order online, keep these Apple Pay tips in mind:

  • Add Your Card to Your Account – Make sure the card you want to use for Apple Pay is saved under your Jersey Mike’s online account payment options.
  • Specify In-Store Pickup – For direct Apple Pay checkout, choose the option for in-store pickup rather than delivery.
  • Check Instructions – Read any instructions for when and how to scan your iPhone on arrival for seamless Apple Pay payment.
  • Notify Staff – Let a Jersey Mike’s employee know you are there to pick up your order paid via Apple Pay so they understand and provide any necessary barcodes or codes.

By effectively managing your account cards and selecting the right options when ordering online, you can also take advantage of fast Apple Pay checkout when picking up your order in-store.

Common Apple Pay Issues and Fixes

While Apple Pay usually works seamlessly, there are a few sporadic issues that may come up preventing a successful payment at Jersey Mike’s. Here are some common problems and troubleshooting tips:

Issue: Transaction fee error when scanning iPhone.

Fix: Contact your bank to ensure they fully support Apple Pay purchases without extra fees.

Issue: Payment card missing from Jersey Mike’s terminal upon checkout.

Fix: Confirm the card you want to use has been properly added under the Wallet app.

Issue: Unable to authorize payment using Face ID or passcode.

Fix: Restart your iPhone and ensure proper authentication with Face ID/Touch ID is set up.

Issue: Payment card declined.

Fix: Check your balance is sufficient or contact your bank to authorize the card for digital Apple Pay transactions.

In rare cases of consistent technical issues even after troubleshooting, you may need to add a different card, use a regular payment method as backup, or contact Jersey Mike’s customer service for assistance getting Apple Pay to work properly in their stores.


Jersey Mike’s acceptance of Apple Pay is a win-win – customers can pay quickly and easily with their iPhone while the business enjoys faster checkout lines and secure encrypted transactions.

As Apple Pay adoption continues to grow, more and more Jersey Mike’s fans will be able take advantage of contactless payments for their sub purchases rather than using traditional payment cards and cash. This makes the ordering experience more seamless overall.

So next time hunger strikes for an authentic Jersey-style sub stacked with quality meats and cheeses, just bring your charged iPhone or Apple Watch, open up the Wallet, and enjoy bite after bite without ever having to pull out your wallet. Apple Pay acceptance empowers the business and its loyal customers alike thanks to the simplicity and security of mobile tap-to-pay innovation.

Frequently Asked Questions 

  1. What type of restaurant is Jersey Mike’s?
    Jersey Mike’s is a fast casual submarine sandwich franchise with locations across the United States. They specialize in authentic Northeast-American style submarine sandwiches made with quality meats and cheeses.

  2. When did Jersey Mike’s start accepting Apple Pay?
    Jersey Mike’s began accepting Apple Pay back in 2016 shortly after Apple Pay first launched. So most locations today accept Apple Pay.

  3. Can I use Apple Pay for delivery orders from Jersey Mike’s?
    At this time, you cannot directly use Apple Pay for Jersey Mike’s delivery orders. However, you can place an order online for pickup in-store and then use Apple Pay when arriving to grab your food.

  4. Does Jersey Mike’s accept Apple Pay internationally?
    No, unfortunately Jersey Mike’s does not currently accept Apple Pay for international locations or orders. Apple Pay can only be used at participating Jersey Mike’s stores within the United States where contactless payments are accepted.

  5. Do I need to have the Jersey Mike’s app to use Apple Pay with them?
    No, you do not need the official Jersey Mike’s app installed to use Apple Pay in their stores. As long as you have added your cards properly to the Apple Wallet, you can pay directly with your iPhone or Apple Watch without needing their app.

  6. What do I do if my Apple Pay transaction fails at Jersey Mike’s?
    If your Apple Pay transaction does not go through, first check that you have sufficient funds on the card. Also ensure you have internet connection to approve the payment. If it still fails, pay with another method and check with your bank to confirm your card works with contactless Apple Pay purchases.

  7. How do I add my Jersey Mike’s rewards card to Apple Pay?
    Open up the Wallet app on your iPhone, tap the “+” icon in the top right corner, go down and select “Loyalty Card”, then either scan your existing Jersey Mike’s loyalty card or enter the details manually to add it to Apple Pay.

  8. Can I use a wearable like Apple Watch to pay with Apple Pay at Jersey Mike’s?
    Yes, as long as your Apple Watch model is compatible with Apple Pay (Series 1 or newer running watchOS 8.1 or higher) and is synced to your iPhone account, you can easily use your Apple Watch in lieu of iPhone to tap and pay at checkout.

  9. Where can I see Apple Pay acceptance locations for Jersey Mike’s?
    You can visit the store locator on Jersey Mike’s website and filter or see which locations have Apple Pay acceptance directly listed before visiting to easily verify contactless payment compatibility.

  10. Does Jersey Mike’s accept Apple Pay?
    Yes, Jersey Mike’s accepts contactless payments through Apple Pay at most locations. Contact your nearest Jersey Mike’s to confirm.

  11. What types of cards can I use with Apple Pay at Jersey Mike’s?
    You can pay with credit and debit cards from major issuers like Visa, Mastercard, American Express and Discover. Jersey Mike’s does not accept prepaid cards with Apple Pay.

  12. Do I need to unlock my iPhone to use Apple Pay?
    No, you no longer need to unlock your iPhone first if using Face ID enabled iPhones. Simply hold it near the terminal, authenticate with Face ID when prompted and approve the payment.

  13. Does my Apple Watch work for Apple Pay at Jersey Mike’s?
    Yes, you can use a compatible Apple Watch just like your iPhone to scan and pay from your wrist. Double click the side button when prompted to approve.

  14. How do I add a loyalty card to Apple Pay for Jersey Mike’s?
    Open the Wallet app, tap the “+” icon, select “Loyalty Card”, then scan or enter your existing Jersey Mike’s loyalty card details to add it digitally.

  15. Can I scan my iPhone if I ordered ahead for Apple Pay pickup?
    Yes. When picking up an online order paid via Apple Pay, they will have instructions to scan an iPhone per usual or specially coded receipt to finalize checkout.

  16. Does Jersey Mike’s offer any special Apple Pay discounts or perks?
    Unfortunately Jersey Mike’s does not currently offer any unique discounts, rewards or perks specifically for customers who pay at checkout with Apple Pay.

  17. What should I do if Apple Pay won’t work at Jersey Mike’s?
    Make sure you have an internet connection and that Apple Pay is set up properly with supported cards. Also check for any errors or declined transactions with your card issuer if Apple Pay fails.

  18. Is Apple Pay safer to use than my physical card at Jersey Mike’s?
    Yes. Apple Pay does not provide your actual card details during transactions. Instead a unique encrypted digital token is used to process payments securely to provide enhanced security.

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