Does Old Navy Take Apple Pay?

Old Navy is a popular clothing retailer known for its affordable fashions. With mobile payments on the rise, many shoppers wonder: does Old Navy take Apple Pay?

Does Old Navy Take Apple Pay?

Accepted Mobile Payment Options at Old Navy

When checking out both in-store and online, Old Navy accepts the following mobile payment methods:

  • Apple Pay – Available for iOS users to tap and pay in-stores with eligible devices. Can also be used for payments within the Old Navy app.
  • Android Pay – Android device owners can tap and pay with this mobile wallet at Old Navy stores.
  • Samsung Pay – Samsung phone users can make in-store payments by tapping their eligible device.
  • Visa Checkout – Customers can securely store their Visa card info to check out faster online.
  • Masterpass – Mastercard’s digital wallet, stored payment info can be used for quicker online checkouts.
  • PayPal – Popular online payment processor can be used online or within the Old Navy app.

So yes, Old Navy does accept Apple Pay both in-stores and online. iOS users can add eligible credit and debit cards to their Apple Wallet, then tap to pay at contactless terminals.

How to Use Apple Pay at Old Navy In-Stores

Using Apple Pay at an Old Navy brick and mortar location to buy your jeans, tops, or other items is very quick and easy:

  1. Add your supported credit or debit cards to the Wallet app on your iPhone or Apple Watch.
  2. When checking out, tell the cashier you’d like to pay with Apple Pay.
  3. Hold your iPhone or Apple Watch near the contactless reader – no need to open apps.
  4. Use Face ID, Touch ID, or double-click your Apple Watch side button when prompted to authorize payment.
  5. That’s it! You’ll see a checkmark on your screen confirming payment and get a receipt.

No card swiping, chip inserting, or signature required. It only takes seconds to check out with Apple Pay at Old Navy stores, making the process very seamless.

Using Apple Pay on Old Navy’s App and Website

In addition to paying in Old Navy locations, Apple Pay can be utilized both on Old Navy’s iOS app and their website accessed on iPhone, iPad or Mac.

To use Apple Pay on Old Navy’s iOS app:

  • Tap the More tab > Payment Options
  • Select Apple Pay and authorize with Face ID or Touch ID
  • Charges are then made to your selected Apple Pay card

To Apple Pay on

  • Choose Apple Pay as your payment method on checkout
  • Use authorization prompt on your Apple device to confirm
  • Payment will be processed instantly

Whether shopping on your device or in-person, Apple Pay makes completing Old Navy transactions simple and secure.

Apple Pay Security at Old Navy

Security and privacy is a top concern when adding any payment method. So how does Apple Pay protect your data?

When setting up Apple Pay cards, actual credit and debit card numbers are never shared with the merchant. Instead, a unique digital token is created that represents your device account info.

Your real card details stay safe, as this secure token is used to process the payment along with a transaction-specific dynamic security code.

Face ID, Touch ID, or a double-click of the side button is also required to verify it’s really you making the purchase.

So you can feel completely confident using Apple Pay at Old Navy, knowing your financial information is kept private via encryption and authentication requirements.

Frequently Asked Questions About Apple Pay at Old Navy

  1. What cards work with Apple Pay at Old Navy?
    Most major credit and debit card brands are Apple Pay eligible, including American Express, Discover, Mastercard and Visa cards. Up to 8 cards can be added to your iPhone or Apple Watch’s Wallet.

  2. Can I use Apple Pay at every Old Navy store?
    Yes, you can use Apple Pay at all Old Navy locations in the United States. As long as you see the contactless or Apple Pay logos at checkout, just tap to pay!

  3. Do I need to open an app to use Apple Pay at Old Navy?
    Nope! Because all your eligible payment cards will be pre-loaded in your Apple Wallet, there’s no need to open any app to use Apple Pay at Old Navy stores. Simply hold your iPhone near the payment terminal and authorize with Face/Touch ID when prompted.

  4. Is my Old Navy or Apple Pay transaction history stored?
    For privacy, Old Navy does not store Apple Pay purchase history. However, all transactions will appear in your regular card and bank statements marked as “Apple Pay”. Old Navy rewards members can also view Apple Pay purchase receipts in their online account.

  5. Can I use Apple Pay discounts or my Old Navy Super Cash with Apple Pay?
    Yes! Any promotions applied to your Old Navy account can be redeemed using Apple Pay both in stores and online. This includes all discounts, Super Cash, coupons, and rewards certificates.

  6. When did Old Navy start accepting Apple Pay?
    Old Navy began rolling out Apple Pay in their US stores in 2015. They continue supporting new Apple Pay features as they are made available for iPhone, iPad, Apple Watch and Mac.

  7. Is Apple Pay safer than using my physical credit card?
    Absolutely! Every Apple Pay transaction is authorized via Face ID, Touch ID or passcode, and individually encrypted. Your actual card numbers are never shared by Apple with merchants. This makes Apple Pay safer than handing your card to a cashier or entering it online.

  8. Can I use Apple Pay at Old Navy if my cards aren’t working?
    Apple Pay will not work properly at Old Navy unless you have successfully added supported credit or debit cards to your Apple Wallet. If your bank cards are not able to be added, you may need to call your card provider for assistance troubleshooting or enabling mobile wallet functionality.

  9. What if my Apple Pay payment doesn’t work at Old Navy?
    First, make sure you double check Face/Touch ID authorization was approved. If it still doesn’t work, cancel the transaction and retry holding your iPhone slightly closer to the contactless reader. Issues rarely occur, but if problems persist, consult an Old Navy associate for assistance.

And there’s your complete guide to using Apple Pay at Old Navy stores! Feel free to reach out with any other questions.

Key Takeaways

  • Old Navy accepts Apple Pay and other contactless payments in all US stores
  • Apple Pay allows iPhone & Apple Watch users to tap and pay securely
  • Payment cards are encrypted and real numbers aren’t shared with merchants
  • Discounts, coupons & reward certificates can be applied to Apple Pay purchases
  • Face ID/Touch ID required to authorize each Apple Pay transaction


In conclusion, Old Navy proudly accepts Apple Pay as a secure, convenient payment method in their stores and in iOS apps. Setup only takes a few minutes, and privacy is maintained by never sharing actual credit card numbers with vendors.

Shoppers can rest easy knowing every Apple Pay transaction requires biometrics or passcode confirmation, providing peace of mind against fraud. Additionally, all discounts and Old Navy Super Cash rewards can be redeemed using Apple Pay.

So next time you’re ready to check out with that new hoodie or those jeans for the family, simply grab your iPhone or Apple Watch to tap and pay the fast, private way using Apple Pay at Old Navy!

Frequently Asked Questions 

  1. Can I use my Apple Watch to pay at Old Navy?
    Yes, once you add eligible cards to the Apple Watch Wallet, you can use Apple Pay on your Apple Watch at all Old Navy locations, just like on iPhone. Simply double-click the side button when prompted to pay.

  2. Do I need to have an Old Navy credit card to use Apple Pay there?
    Nope! You can add any major credit, debit, or prepaid card to Apple Pay for use at Old Navy. An Old Navy credit card is not required to check out with Apple Pay.

  3. Can I store Old Navy gift cards on Apple Pay?
    At this time, Apple Pay does not support stored value, gift, or loyalty cards – only bank credit/debit/prepaid cards. However, you can still pay for purchases that use Old Navy gift cards as long as your Apple Pay transaction goes towards remaining balance due.

  4. How do I manage my cards on Apple Pay related to Old Navy purchases?
    You can add or remove cards for use with Apple Pay at Old Navy via the Wallet app on your iPhone. Open Wallet app > Tap card > Turn on/off “Use With Apple Pay” option. You can have up to 8 active cards on Apple Pay.

  5. Is Apple Pay safe to use at Old Navy?
    Yes! Every Apple Pay transaction requires user authentication via Face or Touch ID before being securely processed fully encrypted. Old Navy never actually receives your real card numbers either, as unique secure tokens are utilized instead.

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